The Orpington conveyancing firm handling our Orpington conveyancing has uncovered a difference between the surveyor’s assumptions in the home valuation report and what is in the title deeds. My lawyer says that he is duty bound to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
As someone unfamiliar with the Orpington conveyancing process what is the number one tip you can impart concerning the legal transfer of property in Orpington
Not many law firms or advisers will tell you this but conveyancing in Orpington or throughout South East London is often a confrontational experience. In other words, when it comes to conveyancing there is plenty of room for confrontation between you and other parties involved in the ownership transfer. For example, the vendor, property agent and sometimes the bank. Choosing a law firm for your conveyancing in Orpington is a critical decision as your conveyancer is your adviser, and is the ONLY party in the transaction whose responsibility is to look after your legal interests and to protect you.
We are witnessing a definite ongoing adversarial element to conveyancing- someone must be blamed for the process taking so long. We recommend that you must always trust your solicitor ahead of the other parties in the conveyancing process.
My Conveyancer in Orpington has never been on on the Bank of Ireland Conveyancing Panel. Is it possible for me to retain my family solicitor notwithstanding that they are not on the Bank of Ireland approved list?
The limited options available to you here include:
- Complete the purchase with your preferred Orpington solicitors but Bank of Ireland will need to use a solicitor on their list of acceptable firms. This will result in additional total legal fees as well as cause delays.
- Get a new solicitor to to deal with the purchase, obviously checking they are Persuade your conveyancer to do everything within their powers to join the Bank of Ireland conveyancing panel
We are buying a property and the solicitor has mentioned Chancel Repair to which the house could be liable as it falls into the area of such a church. She has recommended insurance. Is this really warranted for conveyancing in Orpington
Unless a previous purchase of the premises completed post 12 October 2013 you may take it that conveyancing practitioners delivering conveyancing in Orpington to continue to propose a a chancel search and or chancel repair liability policy.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Orpington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Orpington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Orpington you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Orpington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We are 18 days into a leasehold purchase having been directed to solicitors by the high street agent to handle our conveyancing in Orpington. We are not happy. Could you you assist me in finding new solicitors?
A conveyancer would have to be very poor in order to consider diss instructing them. Has your mortgage offer been sent? In the event that it has you must advise them of the new conveyancer and get the mortgage documents are issued to the new lawyers. Your conveyancer should be on the mortgage company approved list to avoid supplemental fees and delays. That should be your first question of the new solicitors. The find a solicitor tool will assist you in finding a lender approved solicitor for your home move in Orpington