The Orpington conveyancing firm handling our Orpington conveyancing has uncovered a discrepancy when comparing the assumptions in the home valuation survey and what is revealed within the legal papers for the property. My solicitor has advised that he is obliged to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my lawyer’s course or action appropriate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
What is the first thing I need to know about purchase conveyancing in Orpington?
Not many law firms shout this from the rooftops but conveyancing in Orpington and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists an abundance of room for confrontation between you and other parties involved in the home moving process. For example, the vendor, property agent and sometimes the lender. Selecting a solicitor for your conveyancing in Orpington an important selection as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to protect your legal interests and to keep you safe.
Sometimes a third party with a vested interest may attempt to convince you that it is in your interests to do things their way. For example, the estate agent may claim to be assisting by claiming that your lawyer is dragging his heels. Or your financial adviser may try to convince you to do something that is against your lawyers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Orpington. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/1/2026, the requirements read as follows :
My wife and I are buying a flat in Orpington. I might seem paranoid but how we can trust a lawyer? At some point we will need to send funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
There is lots of information on this site regarding conveyancing in Orpington but what is your top tip for choosing the right conveyancer in Orpington
We would encourage you not to go for the cheapest Orpington conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Is it the case that all Orpington solicitors on the TSB conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the TSB approved list of solicitors they would need to be regulated by the SRA. Many banks do permit licenced conveyancers on their panel and in that case the practice would be overseen by the Council of Licensed Conveyancers.
I require expedited conveyancing in Orpington as I am faced with an ultimatum to complete in less than one month. Thankfully I do not require a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are not obtaining a home loan you have the choice not to have searches carried out although no law firm would recommend that you don't. With plenty of history conveyancing in Orpington the following are examples of issues that can appear and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified during conveyancing in Orpington?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Orpington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’