Can conveyancing in Orpington to be completed inside 28 days?
First, If you are under a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the location as they will make use of local contacts and know-how. It is even conceivable that they would have conducted previousproperties in the same street. You would be best advised to use a Orpington conveyancing lawyer. In addition, double check that the lawyer is on the on the approved list for your mortgage company. It is believed that just under twenty per cent of Orpington conveyancing deals are delayed or jeopardised after finding out that a buyer’s conveyancer was not on their mortgage lender’s member panel. This can often result in the legal transfer of property being frustrated by almost three weeks. It is believed that this issue affects approximately one hundred thousand home sales annually. Most Orpington conveyancing practices can not act for certain lenders so do check as early as possible.
When can the exchange of contracts occur in purchase conveyancing in Orpington and do I need to attend the lawyers branch?
Where you are local to one of the conveyancing solicitors in Orpington you are welcome to attend to sign the paperwork. However, the law practices we recommend offer countrywide coverage for conveyancing and provide as equally detailed and professional a job for you when communicating with you by post or email. The signing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the firm to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Orpington)to be in the office at the appropriate time.
We're in Orpington, First timers buying with a mortgage (lender is Aldermore , and our solicitor is on the Aldermore conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Aldermore conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I require quick conveyancing in Orpington as I have a deadline to sign on the dotted line within one month. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you have the choice not to do searches although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in Orpington the following are examples of issues that can show up and therefore affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
Despite weeks of looking the Title Certificate and documents to my home are lost. The lawyers who dealt with the conveyancing in Orpington 4 years ago are no longer around. Will I be able to sell the house?
As long as the title is registered the details of your ownership will be held by HMLR with a Title Number. It is possible to perform a search at the Land Registry, locate your house and order current copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
What is the reason for my conveyancer requiring numerous items of identification before I can commence with selling or purchasing a property in Orpington?
Orpington property lawyers are duty bound by the Law Society, SRA, the Land Registry and current AML Regulations to certify that the have checked the identity of their clients. It will also be a condition of your lender where you are obtaining a mortgage. In addition they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, national insurance number and DOB.