We were going to get a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Greenwich solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Greenwich solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Greenwich bank branch on a couple of occasions and was informed it wasn't a problem and they would lend. My Greenwich conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their specific requirements. Who do I believe?
Provided that the lawyer is on the bank approved list, they must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am due to exchange contracts on my house. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Leeds Building Society are being a right pain. The Greenwich solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Should commercial conveyancing searches disclose proposed roadworks that may impact a commercial estate in Greenwich?
Many commercial conveyancing solicitors in Greenwich will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Greenwich. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Greenwich.
For each commercial conveyancing transaction in Greenwich it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Greenwich commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Greenwich.
I have justbeen informed that Wolstenholmes have closed. They carried out my conveyancing in Greenwich for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Greenwich conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a house in Greenwich before appointing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks may refuse to issue a loan on such a premises.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Greenwich. Conveyancing will be smoother if you use a solicitor in Greenwich especially if they regularly deal with such properties in Greenwich.
Hoping to buy a property located in Greenwich and I am already nervous. I couldn't find anything specific about Greenwich. Conveyancing will be needed in due course but do you know about the Greenwich area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Greenwich. In the meantime here are some basic statistics that we found
Is it the case that all Greenwich property lawyers on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can pop into your local bank branch in Greenwich. the probability is that they will be in a position to suggest some reputable conveyancing solicitors in Greenwich