I am purchasing a detached bungalow in Westcombe Park. The intention is to an extension at the rear at the house.Will the conveyancing process involve investigations to see if these alterations are allowed?
Your conveyancer should review the deeds as conveyancing in Westcombe Park can on occasion identify restrictions in the title deeds which restrict certain works or necessitated the permission of a 3rd party. Certain works call for local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
We are getting a further advance on our home loan from Coventry BS as we wish to conduct a loft conversion to our property in Westcombe Park. Are we obliged to select a high street Westcombe Park solicitor on the Coventry BS conveyancing panel to deal with the paperwork?
Coventry BS would not normally appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS conveyancing panel.
Completion of my purchase has taken place for my property in Westcombe Park. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am buying my first flat in Westcombe Park with a loan from Chelsea Building Society. The developers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not reveal to my conveyancer about the deal as it could adversely affect my mortgage with Chelsea Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Westcombe Park is where the house is located. Can you shed any light on this issue?
Flying freeholds in Westcombe Park are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Westcombe Park you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Westcombe Park may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My business partner and I are planning to lease a unit on a shopping parade. Can you recommend conveyancers offering no-move-no fees for non-domestic conveyancing in Westcombe Park for below 1500k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Westcombe Park, including the disposal and purchase of businesses as well as simply property. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right solicitor. Regarding the charges this will depend on the structure and terms of the deal. Please provide us with your details or email us so that we may supply you with a fixed commercial conveyancing calculation.
I am thinking of appointing a conveyancing solicitor in Westcombe Park for my house move. Is it possible to see a firm’s record with the profession’s regulator?
You may review presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes monitor call for training requirements.
We are thinking of appointing a web based conveyancing practitioner rather than a Westcombe Park conveyancing firm. Any advice?
Advantages do exist in being able to attend a local Westcombe Park conveyancing solicitor for example
- signing papers same day
- having face-to-face explanations of issues that need explaining
- the ability to raise concerns if things are not going as expected
When analysing fees, look out for hidden extras. The majority decent Westcombe Park high street solicitors give an all-inclusive figure. Many online companies seem to offer discounted prices, yet have hidden 'extras' in the fine print.