IfI was to purchase a freehold propertyin Maze Hill for cash and have no survey and no conveyancing searches how much could I expect to to save on my conveyancing in Maze Hill?
The sole reduction in fees you would achieve is the Maze Hill conveyancing searches. A conveyancing practitioner still be obliged to do everything else - money laundering, communicating with your vendors solicitor, SDLT return, register the property etc. A marginal saving might be made by not needing to register a mortgage but it won't be significant.
It is 10 years ago since I purchased my home in Maze Hill. Conveyancing lawyers have just been retained on the sale but I can't find my title deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be retained by your lender or they could be in the possession of the conveyancers who acted in your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in Maze Hill relates to registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
Do the Building Society Association intend to launch a searchable register to to identify firms on the Loughborough BS conveyancing panel for instance in Maze Hill?
Lexsure has not been advised of any plans on the part of the BSA to promote such a register.
I have justbecome aware that Wolstenholmes have closed. They conducted my conveyancing in Maze Hill for a purchase of a freehold house 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Maze Hill conveyancing specialists.
I opted to have a survey completed on a house in Maze Hill prior to retaining solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies tend refuse to grant a mortgage on this type of home.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Maze Hill. Conveyancing will be smoother if you use a solicitor in Maze Hill especially if they regularly deal with such properties in Maze Hill.
My husband and I are FTB’s - had an offer accepted, yet the estate agent has warned us that the vendor will only proceed if we appoint the agent's chosen solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer used to conveyancing in Maze Hill
We suspect that the owner is unaware of this requirement. Should the owner desire ‘a quick sale', alienating a genuine purchaser is going to damage their objectives. Speak to the owners direct and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you will continue to appoint your own,trusted Maze Hill conveyancing solicitors - as opposed tothe ones that will give the estate agent a kickback or hit his conveyancing figures set by corporate headquarters.