I own a freehold house in Maze Hill but still charged rent, why is this and what is this?
It’s unusual for properties in Maze Hill and has limited impact for conveyancing in Maze Hill but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
I am assisting my niece sell her property in Maze Hill. Will the conveyancing solicitor arrange an energy performance certificate or it is for the seller to coordinate?
After the demise of Home Information Packs, EPC’s was kept a mandatory component of moving property. An energy assessment should be commissioned before the property is advertised. This is not as aspect of the sale process that law firms ordinarily organise. If you are using a Maze Hill conveyancing practitioner they may be willing to arrange energy performance certificates given their contacts with long established Maze Hill providers
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Maze Hill property lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
Leeds Building Society have agreed my mortgage in principle, my offer on a flat in Maze Hill has been agreed to, what are the next steps?
The estate agent will want to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Call up Leeds Building Society or the broker and finalise any appropriate paperwork. Leeds Building Society will appoint a valuer who will get in touch with the selling agent or seller to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Leeds Building Society will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Maze Hill.
I have been told that property searches are the primary cause of hinderance in Maze Hill conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Maze Hill.
I purchased my home on 11 January and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Maze Hill said it will be concluded inside ten days. Are transfers in Maze Hill particularly slow to register?
As far as conveyancing in Maze Hill is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timeframes can vary subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any third persons or bodies. Currently in the region of 80% of submission are fully addressed in less than three weeks but some can be subject to longer delays. Historically registration takes place once the purchaser has moved in to the property thus 'speed' is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer should speak with the land registry and explain the circumstances.
I am looking into buying my first house which is in Maze Hill and I am already nervous. I couldn't find anything specific about Maze Hill. Conveyancing will be needed in due course but do you know about the Maze Hill area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Maze Hill. In the meantime here are some basic statistics that we found
Would local authority consent be needed to split a house into multiple flats in Maze Hill? This has taken place to a house next door to my house in Maze Hill and was ignorant of it happening until it was done.
Planning consent is needed for converting a single dwelling in Maze Hill into flats but possibly not for reverting once again to single dwelling-house so, simply put, yes.