Completed the sale of my flat in Harlech last February but our buyer keeps telephoning daily complaining that their solicitor needs to hear from mine. What should my lawyer have done following completion?
Following your house sale your conveyancer is obliged to send the transfer deeds and all supplemental paperwork to the purchaser's lawyers. If applicable, your conveyancer should also confirm that the legal charge in favour of the lender has been redeemed to the purchasers lawyers. There is unlikely to be post completion steps specific conveyancing in Harlech.
We are planning on selling our property in Harlech and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Harlech lawyer would know this is not the case. It does beg the question why the purchasers instructed an internet conveyancing practice as opposed to a conveyancing solicitor in Harlech. Having lived in Harlech for three years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am purchasing my first flat in Harlech benefiting from help to buy. The sellers refused to reduce the amount so I negotiated 6k of additionals instead. The sale representative advised me not reveal to my solicitor about this deal as it will put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a house in Harlech in advance of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders may refuse to grant a loan on such a property.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Harlech. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Harlech to see if the conveyancing costs will increase in light of this.
I'm converting the mortgage on my primary house to a buy to let loan with Platform Home Loans Ltd and intend to use the remaining equity as a down payment on another property. The area we are looking at is Harlech. Will your conveyancers be able to act for both sets of mortgage companies and link together the transactions?
Do use our search tool on this page to be sure that the conveyancers are on the appropriate lender panels. On the basis that they are the conveyancer will be able to connect the two transactions but you should talk with you solicitor and specify your desired outcome and requirements.
I am looking for a conveyancing solicitor in Harlech for my home move. Can I review a solicitor's record with the profession’s regulator?
You can read presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training purposes.