Can your site be used to find a Conveyancing solicitor in Harlow even if I’m not purchasing or selling a house, for example where I wish to acquire an office in Harlow with a mortgage from The Royal Bank of Scotland?
Our comparison service is primarily used to locate domestic conveyancing solicitors in Harlow but we have set out at the end of this page a selection of Harlow commercial conveyancing firms. You will need to speak with the firm directly to see if they can also act for The Royal Bank of Scotland
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Harlow?
There are many recorded licenced Conveyancers in Harlow and Solicitor partnerships in Harlow who provide Conveyancing services It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My solicitor has informed me that missing deeds insurance is required on my purchase. What is the level of cover for Harlow conveyancing?
The right level of missing deeds indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and The Royal Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such insurances.
I am purchasing a property in Harlow. One unusual aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Coventry BS your lawyer must follow the formal requirements set out in Part two of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and lawyers are required to report to Coventry BS where a lease fails to meet these provisions. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Harlow.
I used Wolstenholmes a few years ago for my conveyancing in Harlow. Now, I need my files however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harlow of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying a new build house in Harlow with the aid of help to buy. The builders would not budge the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not disclose to my lawyer about the deal as it will put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to retain a conveyancing solicitor for my conveyancing in Harlow. I've chance upon a web site which appears to be the ideal solution If it is possible to get all formalities done via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have just appointed agents to market my 2 bed flat in Harlow. Conveyancing lawyers have not yet been instructed, but I have just had a yearly maintenance charge invoice – Do I pay up?
The sensible thing to do is pay the invoice as usual as all rents and service invoices will be allotted on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I bought a leasehold flat in Harlow, conveyancing formalities finalised 5 years ago. How much will my lease extension cost? Corresponding flats in Harlow with over 90 years remaining are worth £201,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease ceases on 21st October 2091
With only 65 years left to run we estimate the premium for your lease extension to be between £13,300 and £15,400 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.