We were about to instruct a conveyancing solicitor in Harlow listed by you but stumbled across some other costs illustrations via the web look less expensive – why is this?
One can find lots of conveyancing organisations advertising theoretically looks to be extremely cheap conveyancing in Harlow. Our recommendation is to give due consideration as to how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Many of them list a bargain quote to tease you but bury additional fees in the small print..
We are soon to exchange buying a house in Harlow but as a result of damage from the recent storms I have managed to agree compensation from the seller in the sum of £2k taking the form of a reduction in the price. This was going to be addressed as part of amending the contract yet TSB are not allowing this. Why were they informed?
The conveyancer that is on the TSB approved list is obliged to inform TSB of any variations to the sale price. If you were to refuse your lawyer to notify the price change to TSB then they would have to discontinue acting for you. In addition, TSB and you would have to appoint a new solicitor for your conveyancing in Harlow.
I am considering remortgaging my apartment in Harlow, does my lawyer need to be on the UBS Solicitor panel?
There is nothing to stop you using your solicitor, but UBS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Me and my brother have a terraced Victorian property in Harlow. Conveyancing solicitor represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Harlow and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the purchase.
I am buying my first flat in Harlow with a mortgage from TSB. The sellers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The property agent told me not reveal to my conveyancer about this deal as it will affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are novice buyers - had an offer accepted, but the selling agent told us that the seller will only issue a contract if we use the agent's preferred conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a local solicitor with experience of conveyancing in Harlow
We suspect that the owner is not behind this requirement. If they desire ‘a quick sale', turning down a genuine purchaser is counter productive. Avoid the agents and go straight to the sellers and explain that (a)you are motivated purchasers (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you intend to appoint your own,trusted Harlow conveyancing firm - as opposed tothose that will give their negotiator at the agency a commission or achieve conveyancing figures pre-set by senior management.