Find a Lender-Approved Local Conveyancer in Harlow

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Follow your intuition—you will have a better house move where you instruct a high street solicitor in Harlow

5 reasons to let us assist you choose a local conveyancing solicitor in Harlow

  • 1 The mark of a good conveyancing solicitor in Harlow is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you will expect.
  • 2 Harlow conveyancers have a crucial edge when it comes to Harlow conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that will affect your sale or purchase
  • 3 You can rest easier when choose the very best, most recommended conveyancing solicitors. Harlow has a number to select from, but for a truly professional and dependable service many local people have been use the recommendation of this site.
  • 4 This site is the only site that enables you the ability to check that your conveyancing in Harlow will be carried out by a solicitor on your lender’s conveyancing panel.
  • 5 Firms accustomed to conveyancing in Harlow have a grasp oflocal concerns peculiar to Harlow and therefore you may benefit from better guidance and expeditious conveyancing.

Examples of recent conveyancing in Harlow since May 2025*

Recently asked questions about conveyancing in Harlow

My wife and I are purchasing an apartment in Harlow. My Conveyancer is not on the mortgage company approved list. Is it possible for me to appoint my Harlow conveyancing solicitor notwithstanding that they are excluded from the bank approved list?

You have a number of options open to you here

  • Carry on with your chosen Harlow property lawyer but your bank will no doubt instruct a lawyer from their conveyancing panel. This will result in additional cost together with probable interruption.
  • Appoint a fresh conveyancer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
  • Convince your conveyancer to apply to join the lender panel

We note that you have a search directory identifying law firms on the Nottingham conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Harlow?

We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Harlow.

I am about to put a bid on a leasehold apartment in Harlow. The selling agents advise that it is standard for flats in Harlow to have less than 75 years remaining. I am obtaining a mortgage with The Mortgage Works. Will the property be mortgageable given that the lease has 70 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 4/8/2025 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

Please ensure that all lender enquiries are submitted (with full documentation/requirements) at least 2 weeks prior to exchange to allow sufficient time for review and decisioning.

The deeds to our home can not be found. The lawyers who did the conveyancing in Harlow 5 years ago no longer exist. What are my options?

These day there are duplicates made of almost everything, and your solicitor should be aware exactly where to find all the suitable documentation so you may purchase or dispose of your house without a hitch. Where copies can’t be found, your solicitor may be able to arrange cover in the form of insurance or indemnities against possible claims on your premises.

I opted to have a survey done on a property in Harlow before appointing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may refuse to give a loan on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harlow. Conveyancing may be slightly more expensive based on your lender's requirements.

How easy is it to change a solicitor as I need to find a Harlow based one who is on the bank conveyancing panel. Is it practical to instruct different lawyers?

If you haven't yet appointed a conveyancer to commence the conveyancing and have just received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Harlow that you're considering.

Last updated

Sample of conveyancing solicitors in Harlow regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Harlow but also conveyancing throughout England and Wales.

  • Whiskers Llp, Unit 6 Mitre Buildings, Kitson Way, Harlow, Essex, CM20 1DR
  • Harris Cuffaro & Nichols, Lion Court, 8-10 Market Street, Harlow, Essex, CM17 0AH
  • Braddon & Snow Limited, Montagu House, 68 High Street, Hoddesdon, Hertfordshire, EN11 8HA
  • Duffield Harrison Llp, Rathmore House, 56 High Street, Hoddesdon, Hertfordshire, EN11 8EX
  • Foskett Marr Gadsby & Head Llp, 181 High Street, Epping, Essex, CM16 4BQ

Commercial Conveyancing solicitors in Harlow regulated by the SRA

The firms listed below are a small selection of solicitors in Harlow practicing in commercial conveyancing in Harlow. This should include advice on complex issues under the Landlord and Tenant Act of 1954
  • Whiskers Llp, Unit 6 Mitre Buildings, Kitson Way, Harlow, Essex, CM20 1DR
  • Harris Cuffaro & Nichols, Lion Court, 8-10 Market Street, Harlow, Essex, CM17 0AH
  • Braddon & Snow Limited, Montagu House, 68 High Street, Hoddesdon, Hertfordshire, EN11 8HA
  • Duffield Harrison Llp, Rathmore House, 56 High Street, Hoddesdon, Hertfordshire, EN11 8EX
  • Foskett Marr Gadsby & Head Llp, 181 High Street, Epping, Essex, CM16 4BQ

Residential Licensed Conveyancers in Harlow regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Harlow but also conveyancing across England and Wales.
  • P J Conveyancing Services, 1st Floor Offices Bayfords, CM17 0AW
  • Movingahead, Mitre Chambers, CM21 9JS
  • Alex Symeon Limited, 95A Beamish Close, CM16 6JW

Neighboring Locations

Sawbridgeworth
Stanstead Abbotts
Harlow
Epping

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.