Just been in touch with my conveyancing solicitor in Sawbridgeworth who acted for me 18 months ago requesting a conveyancing estimate based on an identical type of home move (a leasehold property and a freehold property) of similar values with a mortgage from Barclays Direct. I am now being quoted double. Am I right to be tempted to shop around for a cheaper internet property lawyer?
The charges are a tad high. If you shop around you could decrease the fees marginally by say a hundred pounds. On the other hand, providing that you were happy with the service the firm gave you couldlive to rue choosing an a cheaper conveyancer. Don't forget to check that the solicitor can also act for Barclays Direct. Do utilise our search tool to choose a Sawbridgeworth conveyancing firm on the Barclays Direct conveyancing panel, which can often include conveyancing solicitors in Sawbridgeworth.
It is 10 years ago since I bought my home in Sawbridgeworth. Conveyancing lawyers have recently been retained on the sale but I can't locate my title deeds. Will this cause complications?
Don’t worry too much. Firstly there is a chance that the deeds will be retained by the mortgage company or they could be in the possession of the lawyers who acted in the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Sawbridgeworth relates to registered property but in the unlikely event that your home is not registered it is more tricky but is resolvable.
Is there a search tool that I can use to discover of the solicitor handling my conveyancing in Sawbridgeworth is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus paying £187.00 plus VAT in further legal bill.
Feel free to take advantage of the search tool on this site. Please choose the lender and type ‘Sawbridgeworth’ or your location and you will see numerous solicitors located in Sawbridgeworth or near you.
My uncle pointed out to me me that in purchasing a property in Sawbridgeworth there could be various restrictions prohibiting external alterations to a property. Is this right?
There are a number of properties in Sawbridgeworth which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Sawbridgeworth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Does a directory service exist listing UBS panel conveyancers in Sawbridgeworth on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings open the public over the internet. Where you are looking for a Sawbridgeworth lawyer on the UBS please use our tool.
We had instructed conveyancing lawyers based in Sawbridgeworth on the Nationwide solicitor approved list. They have just billed me a separate charge for the legal aspects of the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your conveyancer may levy a fee for this. The charge is not set by Nationwide but by your Sawbridgeworth solicitor. Some firms on the Nationwide panel will quote ’dealing with mortgage’ fee but some firms include it on their overall fee.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Sawbridgeworth is the location of the property. Is there any guidance you can impart?
Flying freeholds in Sawbridgeworth are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Sawbridgeworth you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sawbridgeworth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to instruct a conveyancing solicitor for purchase conveyancing in Sawbridgeworth. I have land on a web site which looks to be the ideal offering If it is possible to get all this stuff done via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?