I chose a high street solicitor for our conveyancing in Harpenden last week. Going through the official terms of business I noteI am liable for costs even if the sale doesn't happen. Should I ditch them and appoint a web based conveyancing company offering no move no charge conveyancing in Harpenden?
It is usually a trade off in that if "No Completion No Fee" is available then the fee levels will tend to be be more expensive to neutralise those transactions that do not proceed. Also remember that these schemes tend not to cover disbursements for example Harpenden conveyancing search expenses.
Our conveyancer has identified a a problem with the lease for the apartment we are buying in Harpenden. The seller’s lawyers have suggested title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer says that he must be satisfied that the mortgage company is happy with this solution. Who is the client here, us or the lender?
Even though you have a mortgage offer from the lender does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the lender are the client. These conveyancing instructions must be adhered to.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Harpenden. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/9/2026, the requirements read as follows :
I am purchasing a new build house in Harpenden with the aid of help to buy. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not to tell my lawyer about this side-deal as it may jeopardize my loan with National Westminster Bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My partner has recommend that I appoint his conveyancing solicitors in Harpenden. Do I follow his advice?
Much as we are happy to recommend a Harpenden conveyancing lawyer the best way to find a conveyancing solicitor is to get feedback from friends or relatives who have actually previously instructed the solicitor you're contemplating using.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the mortgage company conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Harpenden as it will be easier to attend their offices when needed.
As opposed to 15 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Harpenden.