I opted for a Harpenden based solicitor for my conveyancing in Harpenden recently. After carefully reading the terms of engagement I seewe are responsible for costs even if the movedoes not go ahead. Should I go with them or choose an internet lawyer who offer no move no charge conveyancing in Harpenden?
Generally there is a compromise along the lines that if "No Sale No Fee" is advertised then the fee levels will tend to be be more expensive to counteract those transactions that abort. Please beware that these schemes rarely protect you from expenditure for example Harpenden conveyancing search costs.
Our lawyer has discovered a defect with the lease for the property we are purchasing in Harpenden. The other side have suggested title insurance as a workaround. We are happy with insurance and will cover the costs. Our conveyancer says that he must ensure that the bank is willing to move forward with this solution. Who is the client here, us or the lender?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the mortgage company are the client. These conveyancing instructions must be adhered to.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Harpenden. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/9/2026, the requirements read as follows :
I'm buying my first flat in Harpenden with a mortgage from Skipton Building Society. The builders would not budge the amount so I negotiated 6k of additionals instead. The property agent told me not reveal to my solicitor about the deal as it may put at risk my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My father-in-law has suggested that I use his conveyancers in Harpenden. Should I use them?
No doubt the ideal way to select a conveyancing practitioner is to have feedback from friends or family who have actually previously instructed the firm that you are considering.
Do I need to visit the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Harpenden as it will be easier to pop in to their offices if necessary.
Whereas this was necessary ten years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Harpenden.