My best friend’s uncle is a property lawyer. I hope that I will receive preferential rates for conveyancing, However if that does not come materialise, what kind of costs should I be paying for conveyancing in Hartlepool?
It’s a good idea to request multiple conveyancing quotes. Do use our comparison tool on this site. You will notice that quotes do contrast greatly but service levels do differ between solicitors as is the case with the vast majority of professional services.
We were just about to exchange contracts for a property in Hartlepool. We have hit a problem. The loan offer with Alliance & Leicester expires on 8/12/2025 but the vendors are suggesting a completion date of 10/12/2025. Can one extend the mortgage offer?
The person best placed to deal with your question is your solicitors who should determine whether they corresponding with the mortgage company, owner’s representatives, property agents or conceivably all parties given what has gone on in your house move as of today.
I am buying a property in Hartlepool. One unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Leeds Building Society your lawyer must follow the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Leeds Building Society where a lease does not meet these specifications. The conditions relate to the installation of panels on properties countrywide and is not isolated to Hartlepool.
I am expecting a OIP from Lloyds this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Lloyds recommend any Hartlepool solicitors on the Lloyds conveyancing panel, or is it better to go independently?
You will need to appoint Hartlepool solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
I was told two weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Hartlepool is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
The estate agent has sent us the confirmation of our purchase of a new build flat in Hartlepool. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hartlepool
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There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared.
I was recommended by a number of estate agents in Hartlepool to locate a property lawyer on your site. Is there a financial advantage for Estate Agents to promote your site ahead of alternative conveyancing organisations?
We refuse to offer any referral fee for sending work in our direction. We found it would be just too difficult to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I've found a house that appears to tick a lot of boxes, at a reasonable figure which is making it more attractive. I have subsequently discovered that the title is leasehold rather than freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Hartlepool. Conveyancing solicitors have not yet been instructed. Will they explain the issues?
Most houses in Hartlepool are freehold and not leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can help the conveyancing process. It is clear that you are purchasing in Hartlepool in which case you should be looking for a Hartlepool conveyancing solicitor and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as obtaining the landlord’spermission to carry out changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is part of an estate. Your conveyancer will advise you fully on all the issues.
I purchased a leasehold flat in Hartlepool, conveyancing formalities finalised 9 years ago. How much will my lease extension cost? Similar properties in Hartlepool with an extended lease are worth £171,000. The ground rent is £50 invoiced every year. The lease expires on 21st October 2104
With 79 years left to run we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.