My family lawyer has quoted £1150 for no move no fee conveyancing in Hartlepool. I am hoping to downsize from a Georgian house for £125,000. This appears too much. Is it above what I should be paying for conveyancing in Hartlepool?
The costs illustration is slightly on the steep side. If you shop around you may be able to shave off some of the expense by as much as £100 plus VAT. That being said, you couldlive to regret choosing an an untested conveyancer. Remember to be sure the conveyancer can represent your bank. Do make use of our comparison tool to select a Hartlepool conveyancing firm on the banks member panel which can often include conveyancing solicitors in Hartlepool.
All was ready to complete my purchase in Hartlepool next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?
All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These requirements are not unique to conveyancing in Hartlepool.
Are the BSA planning on creating a search tool with a view to list law firms on the Earl Shilton BS conveyancing panel for instance in Hartlepool?
Lexsure has not been advised of any intention on the part of the BSA to develop such a tool.
The deeds to our property are lost. The conveyancers who handled the conveyancing in Hartlepool 10 years ago no longer exist. Will I be able to sell the house?
You no longer need to have the physical original deeds to establish that you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.
I'm buying my first flat in Hartlepool benefiting from help to buy. The developers refused to move on the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not to tell my conveyancer about the side-deal as it may affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I search for a Hartlepool solicitor on the Alliance & Leicester conveyancing panel? I have a car and am willing to travel upto 20miles to meet the solicitor.
Feel free to make use of the search on this page. Please pick a bank and your location and you will see a number of Hartlepool conveyancing lawyers located nearest you. We have detailed some Hartlepool conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Alliance & Leicester member panel