Unfortunately I am unable to travel far from Seaham. Can you please explain the reason why all Seaham property lawyers aren't included on all lender panels?
Pre- 2008 most lenders had an approach to risk which differs from the current day. The FSA in 2010 conducted a thematic review into mortgage fraud which concluded: know the conveyancers on your panel. Accordingly, lenders have subsequently requiredmore information from law firms about their operations and the staff who work for them and set certain criteria such as completing a minimum amount of transactions. Thousands of firms have found themselves removed from lender panels even though they had an exemplary track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms were never going to satisfy the criteria of amount of transactions the mortgage companies required.
Can the conveyancing solicitors via your comparison service carry out conveyancing in Seaham by way of an attended exchange?
We do have a number of conveyancing experts who can conduct 24hr exchanges. Do e-mail us to receive a costs illustration and details as to availability.
I have been told that property searches are the main reason for hinderance in Seaham house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are unlikely to feature in any delay in conveyancing in Seaham.
I have todaybecome aware that Stirling Law have been shut down. They conducted my conveyancing in Seaham for a purchase of a leasehold flat 9 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Seaham conveyancing specialists.
In my capacity as executor for the will of my father I am disposing of a property in Monmouth but reside in Seaham. My solicitor (approximately 200 kilometers from meneeds me to sign a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Seaham to attest this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Seaham based
I am buying a ground floor maisonette in Seaham. Conveyancing solicitor has been waiting for, from the vendor, building insurance documents. I was told today I was informed that the seller needs to send the insurance paperwork for the flat above also. Why does my conveyancer need to check the insurance for the flat above? Is it really required? We have been in hold for the last 3 weeks…
It is not impossible in leasehold conveyancing in Seaham to find Conveyancing in Seaham in a minority of cases reveals that the lease obliges the tenant's to insure their individual flats as opposed to the freeholder insuring the entire building - which is definitely preferable. Do contact your solicitor but it would appear that your conveyancing practitioner is attempting to establish that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt due to lack of insurance cover.