The property market in Heckington is heating up. What can be done to expedite the legal process?
In the event that the seller is applying a tight deadline to complete it is advisable to make sure that your conveyancer is familiar with the location as they will have local relationships and know-how. It is possible that they would have transacted otherhouses in the same street. You would be best advised to use a Heckington conveyancing firm. Second, double check that the lawyer is on the on the approved list for your mortgage company. It is claimed that just under twenty per cent of Heckington conveyancing deals are suspended or derailed after discovering a purchaser’s conveyancer was not on their banks panel. In many cases this discovery resulted in the home move being held up by as much as three weeks. It is understood that this issue impacts in the region of 100,000 home moves every year. Most Heckington conveyancing practices can not act for certain mortgage companies so do check as early as possible.
We're in Heckington, First timers purchasing with a mortgage (lender is Aldermore , and our lawyer is on the Aldermore conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Aldermore conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I recently had an offer agreed on an apartment in Heckington. My financial adviser suggested a conveyancing practitioner. I paid an on account payment of £150. Shortly after, the lawyer called me sheepishly admitting that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property in Heckington on 7/5/2025, valuation was booked 2 days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
Co-operative have agreed my home loan in principle, my bid on a flat in Heckington has been accepted, what are the next steps?
The property agent will need to be informed of your solicitor's details (ensure that the lawyers are on the lender’s approved list). Call up Co-operative or the financial adviser and finalise any relevant forms. Co-operative will appoint a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Co-operative will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Heckington.
I am downsizing from our house in Heckington and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Heckington conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed an internet conveyancing practice rather than a conveyancing solicitor in Heckington. We have lived in Heckington for six years we know that this is a non issue. Should we contact our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I decided to have a survey done on a property in Heckington ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies tend not grant a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Heckington. Conveyancing will be smoother if you use a solicitor in Heckington especially if they are acquainted with such properties in Heckington.
How simple is it to use your search app to locate a conveyancing practitioner in Heckington on the authorised to act for my bank?
Step one is to select a lender such as Halifax, Norwich and Peterborough Building Society or Bank of Ireland then specify your location e.g. Heckington. Conveyancing practices in Heckington and nationally should be identified.