I am getting a mortgage offer from Halifax. I hope to retain the legal services of a Licensed Conveyancer in Ruskington. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I require conveyancing for a flat in a fairly new development (five years old) in Ruskington. The vast majority the appartments have already been sold. Do I need carry out the neighbourhood searches as part of conveyancing in Ruskington?
You are opening yourself up to an unnecessary risk in refusing to carrying out Ruskington conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would seriously advise in the strongest possible terms that your lawyer conducts them. If timings and driving down costs are primary concerns you should consider with your lawyer about the possibility of search insurance
Due to the guidance of my in-laws I had a survey completed on a property in Ruskington in advance of appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies will not issue a mortgage on this type of home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ruskington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ruskington to see if the conveyancing will be more expensive.
I'm converting the mortgage on my existing house to a buy to let mortgage with Norwich and Peterborough Building Society and I will use the rest of the raised equity towards further property. The neighborhood we are talking about is Ruskington. Will your lawyers be able to act for both sets of lenders and tie in the two deals?
Do use our search tool on this site to ensure that the lawyers are approved by both lenders. On the basis that they are the lawyer should be able to tie up the two conveyancing matters but you should talk with you conveyancer and make clear your desired outcome and needs.
As co-executor for the will of my aunt I am selling a residence in Swansea but reside in Ruskington. My solicitor (approximately 235 miles awayrequires that I execute a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Ruskington who can attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Ruskington based
I need to change lawyers as my Ruskington lawyer is not on the lender's panel of conveyancing solicitors. How simple is it to change conveyancer?
If you haven't yet instructed a conveyancer to commence the conveyancing and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Ruskington that you're thinking of instructing.