We were just about to sign contracts for a property in Hertfordshire. We have hit a problem. Our mortgage offer with Norwich and Peterborough Building Society runs out on 14/5/2026 but the sellers are suggesting a completion date of 18/5/2026. Can one prolong the mortgage offer?
The person best placed to deal with your issue is your solicitors who will assess if he or she is better off negotiating with the mortgage broker, owner’s solicitors, estate agents or conceivably all parties based on what has gone on in your transaction as of today.
I am planning to acquire a property and need a conveyancing solicitor in Hertfordshire who is on the TSB solicitor. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for TSB in certain locations such as Hertfordshire. We dont recommend any particular firm.
My colleague recommended that where I am purchasing in Hertfordshire I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Hertfordshire conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Hertfordshire around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Hertfordshire Education with maps and statistics, Local Amenities and other useful information concerning Hertfordshire.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who conducted the conveyancing in Hertfordshire 4 years ago no longer exist. What are my next steps?
As long as the title is registered the details of your ownership will be held by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, identify your house and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
How does conveyancing in Hertfordshire differ for newly converted properties?
Most buyers of new build premises in Hertfordshire come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because house builders in Hertfordshire typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hertfordshire or who has acted in the same development.
I'm converting the mortgage on my primary home to a buy to let mortgage with Coventry Building Society and intend to use the remaining equity towards a second property. The location we are interested in is Hertfordshire. Will your lawyers be able to act for the two mortgage companies and link together the conveyances?
Make use of our search tool on this page to be sure that the conveyancers are on the relevant lender panels. Having checked that they are the conveyancer will be able to connect the two transactions but you should have a chat with you solicitor and communicate your desired outcome and needs.