Recently been in touch with my conveyancing lawyer in Highgate who completed the legal work 18 months ago requesting a conveyancing estimate based on the same type of home move (a leasehold property and a freehold property) of almost identical values with a loan from Barclays . I am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper online conveyancer?
The estimate fees seem a little high. If you are willing to expend time comparing charges you might shave off some of the cost by as much as £125. That being said, assuming were pleased with the assistance the firm offered you couldlive to regret opting for an an unknown conveyancer. Remember to ensure that the firm can act for Barclays . You can make use of our search tool to choose a Highgate conveyancing firm on the Barclays member panel, which can often include conveyancing solicitors in Highgate.
We are planning to move home in August. Will my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Highgate. Conveyancing firm was chosen before I stumbled across your page.
On the afternoon of completion you will need to pick up the keys from the property agent however this should only be done once the previous owners conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you should tell the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can assist you in choosing a conveyancing in Highgate or a legal practice with expertise in conveyancing in Highgate.
I recently had an offer accepted on a house in Highgate. My financial adviser pressured me to appoint their solicitor. I paid an advanced payment of £200. Not long after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my house. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Yorkshire BS are being a right pain. The Highgate solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My partner and I are selling our house in Highgate and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a factory type conveyancing firm as opposed to a conveyancing solicitor in Highgate. We have lived in Highgate for many years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I am buying a new build house in Highgate with a loan from Leeds Building Society. The sellers would not reduce the price so I negotiated 6k of additionals instead. The sale representative suggested that I not to tell my solicitor about this side-deal as it would put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Highgate is the location of the property. Is there any guidance you can impart?
Flying freeholds in Highgate are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Highgate you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Highgate may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My brother-in-law has suggested I instruct a conveyancing solicitor in Highgate. I I would like to check if they are on the bank's approved list of lawyers. Could you help?
You should contact the lawyer to enquire if they are on the lender's approved list. If that does not help call us and we can investigate and revert. Should the firm not be on the conveyancing panel we can certainly arrange a specialist conveyancing solicitor in Highgate on the approved list for your lender.