My financial adviser has asked me for my Highgate lawyer’ panel reference for the Santander conveyancing panel. What is the best way to obtain this. I have called my local Highgate branch but they have not got back to me yet.
You are best placed to get this information from your Highgate lawyer . Most Highgate conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
Can you help? My Highgate solicitor is assuring me that he has toorder Highgate conveyancing searches resulting from the fact thatthe firm are on the Nat Westconveyancing panel. Is my conveyancer right?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Highgate conveyancing searches.
Are the BSA planning on creating a searchable register to list practices on the Melton Mowbray Building Society conveyancing panel for instance in Highgate?
We have not been informed any intention on the part of the BSA to promote such a register.
I am due to move home in July. Will my conveyancing solicitor update the removal company on the completion day. As an aside, can you put forward a removal company in Highgate. Conveyancing solicitor was chosen prior to coming across this page.
On the day of completion you will need to collect the house keys from your selling agent however this can only take place when the sellers lawyers advise the agent that the monies to complete are in and the keys can be released. You can inform the removal men that they can start moving you in. We do not suggest a particular removal company but can help you choose a conveyancing in Highgate or a solicitor that specialises in conveyancing in Highgate.
After months of negotiation I have agreed a price on an apartment in Highgate. My financial adviser suggested a lawyer. I paid an on account payment of £150. Soon after, the conveyancer contacted me sheepishly admitting that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my house. I had a double glazing fitted in June 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Virgin Money are being pedantic. The Highgate solicitor who is on the Virgin Money conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Virgin Money are insisting on a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
We are planning on selling our home in Highgate and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Highgate lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Highgate. Having lived in Highgate for many years we know of no issue. Should we get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Can you offer any advice when it comes to choosing a Highgate conveyancing firm to deal with our lease extension?
If you are instructing a solicitor for your lease extension (regardless if they are a Highgate conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with several firms including non Highgate conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be useful:
-
Can they put you in touch with clients in Highgate who can give a testimonial?
I own a garden flat in Highgate. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum payable for a lease extension?
if there is a missing landlord or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to assess the price payable.
An example of a Lease Extension matter before the tribunal for a Highgate flat is Flat 2A 19 Shepherds Hill in June 2014. The tribunal concluded in accordance with section 48 and schedule 13 of the Leasehold Reform,Housing and Urban Development Act (the 1993 Act) that the premium payable in respect of the grant of a new lease for the Flat be £24,303 (twenty four thousand three hundred and three pounds) This case related to 1 flat. The number of years remaining on the existing lease(s) was 67.85 years.