We are looking to buy a flat and require a conveyancing solicitor in Highgate who is on the Bank of Ireland conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Highgate.
We are buying a newly converted apartment in Highgate with a loan from TSB.We like our Highgate conveyancing lawyer but TSB informed us his firm is not listed on their approved list of member firms. we are left little option but to use a TSB panel lawyer or retain our high street solicitor and fork out for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The home loan issued to you is subject to its terms and conditions, one of which will be that solicitors will be on the TSB approved list. Until recently, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for TSB
A relative informed me that in purchasing a property in Highgate there could be a number of restrictions preventing external changes to the property. Is this right?
We are aware of a number of properties in Highgate which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Highgate should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are aiming to move home in January. Will my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you put forward a removal company in Highgate. Conveyancing firm was found prior to coming across your page.
On the afternoon of completion you will need to collect the house keys from the selling agent however this can only be done once the previous owners lawyers confirm to the agent that they have the completion monies and the keys can be given over. After that you should tell the removal company that you are ready to move in. We do not suggest a particular removal organisation but can help you choose a conveyancing in Highgate or a solicitor that specialises in conveyancing in Highgate.
My offer was accepted on an apartment in Highgate on 30/9/2024, valuation was booked 2 days later, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are buying a house and the lawyer has mentioned Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Highgate
Unless a prior acquisition of the property took place post 12 October 2013 you can assume that conveyancing practitioners carrying out conveyancing in Highgate to continue to recommend a chancel search and or chancel repair liability insurance.
The estate agent has sent us the confirmation of our purchase of a new build flat in Highgate. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Highgate
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There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Highgate is where the house is located. Is there any guidance you can give?
Flying freeholds in Highgate are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Highgate you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Highgate may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.