Our Highgate conveyancer has discovered a discrepancy when comparing the assumptions in the home valuation survey and what is revealed within the conveyancing documents. My solicitor informs me that he is duty bound to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my solicitor’s stance appropriate?
Your solicitor must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
It is 10 years ago since I bought my house in Highgate. Conveyancing lawyers have just been retained on the sale but I am unable to track down my deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a possibility that the deeds will be kept by the mortgage company or they may still be with the conveyancers who oversaw your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Highgate relates to registered property but in the rare situation where your home is unregistered it is more of a problem but is resolvable.
The deeds to my property are lost. The lawyers who handled the conveyancing in Highgate 5 years ago are no longer around. What do I do?
These day there are copies made of almost everything, and your solicitor will be aware precisely where to find all the relevant paperwork so you may buy or sell your property without a hitch. Where duplicates are not available, your solicitor can put in place insurance or indemnities protecting you against possible claims on your premises.
I am buying a new build apartment in Highgate. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Highgate
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants.
I am selling my home. My former lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Highgate if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Highgate. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
I have finally had an offer on an flat in Highgate agreed to, but there is a chain. The current proprietors have offered on a flat, but it’s not yet agreed to, and are looking at other properties booked. I have selected a nearby conveyancing lawyer in Highgate. What should be my next step? At what stage should I apply for the mortgage with TSB?
It is normal to have concerns where there is an associated chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Highgate conveyancing search costs, etc). The first thing to do is ensure that your conveyancing practitioner is on the TSB approved list. As to the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a hot market many home buyers will apply for the mortgage with TSB and pay for the valuation and only if it was satisfactory would they request their property lawyer to proceed with the conveyancing in Highgate.