My financial adviser has requested my Crouch End solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to discover this. I have called my local Crouch End office but they have not responded to me.
You are best placed to get this information from your Crouch End conveyancing practitioner . Most Crouch End law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
We are downsizing from our home in Crouch End and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Crouch End. Having lived in Crouch End for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Have completed on a a detached house in Crouch End , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Crouch End conveyancing solicitor works at snail pace, so I want to be certain the registration is dealt with.
As far as conveyancing in Crouch End is concerned, registration is no faster or slower than anywhere else in the country. Rather than based on location, timeframes can adjust according to who lodges the application, whether there are errors and if the Land registry need to notify any 3rd persons or bodies. At present approximately three quarters of such applications are fully dealt with in less than three weeks but some can be subject to protracted hold-ups. Registration occurs after the new owner has moved in to the premises thus an expedited registration is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your conveyancer can contact the land registry and explain the circumstances.
I'm buying my first flat in Crouch End with the aid of help to buy. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not to tell my lawyer about the extras as it would adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Crouch End in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will not grant a mortgage on this type of premises.
It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crouch End. Conveyancing will be smoother if you use a solicitor in Crouch End especially if they are familiar with such properties in Crouch End.
I have finally had an offer on an maisonette in Crouch End accepted, the owner does however have an associated purchase. The sellers have offered on a property, but it’s not yet agreed to, and has viewings of other properties in the pipeline. I have instructed a local conveyancing lawyer in Crouch End. What should be my next step? When should I get the mortgage application with Yorkshire BS going with Yorkshire BS?
It is usual to have apprehensions where there is an associated chain given your reluctance to incur expenses prematurely (mortgage application is in the region of £1k, then valuation, Crouch End conveyancing search fees, etc). First, you should check that your lawyer is on the Yorkshire BS conveyancing panel. As to the next stages this very much depends on the specifics of your case, desire for the property and on the state of the market. In a rising market many buyers would apply for the mortgage with Yorkshire BS and pay for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with searches.