I'm in the process of swapping over from my domestic loan to a Buy to Let Britannia mortgage. I was told by my mortgage that I must appoint a lawyer as part of the process. I spoke to my former Holsworthy conveyancing firm who acted on my behalf when I previously purchased the property. The fee calculation issued of just over five hundred pounds has taken me by surprise as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The estimate fees seem a tad high. Where you are happy to spend time contrasting costs you may be able to get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, providing that you were happy with the assistance the firm gave you mightcome to regret choosing an a cheaper lawyer. If is important to enquire the conveyancer can represent Britannia. Do use our search tool to find a Holsworthy conveyancing firm on the Britannia member panel, which can often include conveyancing solicitors in Holsworthy.
Last March we completed a house move in Holsworthy. We have noticed several issues with the house which we consider were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been ordered for conveyancing in Holsworthy?
The question is vague as what problems have arisen and if they are specific to conveyancing in Holsworthy. Conveyancing searches and investigations initiated during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a seller fills in a form known as a Seller’s Property Information Form. answers provided is incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Holsworthy.
I had intended to instruct a conveyancing solicitor in Holsworthy for our home move. Our broker informed us that our mortgage lenders Platform Home Loans Ltd won't deal with them. Surely this is unfair competition?
A bank will require a panel conveyancer act for it. Borrowers are liable to meet the cost of this. Try using our tool to select a solicitor to carry conveyancing in Holsworthy on the Platform Home Loans Ltd member panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Holsworthy
There are many recorded licenced Conveyancers in Holsworthy and Solicitor firms in Holsworthy to choose from We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
We had instructed conveyancing lawyers based in Holsworthy on the Clydesdale solicitor panel. They have just billed me an additional fee for dealing with the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?
Provided it is contained in their Terms of Engagement or estimate then yes your conveyancer is entitled to levy a fee for this. This fee is not set by Clydesdale but by your Holsworthy solicitor. Numerous firms on the Clydesdale panel will charge ’dealing with mortgage’ fee and others do not.
Completion of my remortgage has taken place for my property in Holsworthy. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have recentlybecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Holsworthy for a purchase of a leasehold apartment 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Holsworthy conveyancing specialists.
Are there any apps to assist me to search for a Holsworthy law firm on the HSBC Bank conveyancing panel? I am a keen cyclist and am prepared to travel upto 20miles to meet the solicitor.
Feel free to make use of the search on this page. Please choose the mortgage company and your location and you will see a number of Holsworthy conveyancing lawyers located nearest you. We have listed some Holsworthy conveyancing firms at the bottom of this page and you can call them to check if they are on the HSBC Bank approved list