I have just been advised by my mortgage broker that my Lifton property lawyer is not on the lender Solicitor panel. How can I check?
The first thing you need to do is to call your Lifton conveyancer. You lawyer should advise you what has happened. If they are not on the panel they may be able to suggest a Lifton conveyancing practice that is on the approved list of lawyers for your mortgage company.
We were just about to sign contracts for a freehold house in Lifton. We have hit a stumbling block. The mortgage offer with Barclays runs out on 22/6/2026 but the vendors are suggesting a completion date of 24/6/2026. Can one prolong the mortgage offer?
The best person to address this issue is your conveyancer who is in a position to assess whether they should be discussing with the mortgage broker, vendor’s representatives, selling agents or possibly all parties based on what has happend in your house move to date.
We're in Lifton, First timers purchasing with a mortgage (lender is Coventry BS , and our lawyer is on the Coventry BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Coventry BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I used Arc property Solicitors several years ago for my conveyancing in Lifton. I now require my file however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Lifton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Lifton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Lifton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lifton you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lifton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My brother-in-law has suggested I instruct a conveyancing solicitor in Lifton. I need to find out if they are listed on the lender's approved list of lawyers. Can you advise?
It’s a good idea contact the lawyer to enquire if they are on the lender's panel. If that does not help get in touch with us and we can make some checks for you. If they are not on the conveyancing panel we can certainly arrange a reputable conveyancing solicitor in Lifton on the panel for your lender.