We're in Launceston, First time buyers purchasing with a mortgage (lender is Yorkshire BS , and our solicitor is on the Yorkshire BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am assisting my mother sell her property in Launceston. Does the solicitor order the energy assessment or it is for me to coordinate?
After the demise of Home Packs, energy assessments was left as a compulsory component of moving property. An EPC needs to be to hand before the property is put on the market. It is not as aspect of the sale process that solicitors ordinarily arrange. If you are using a Launceston conveyancing solicitor they might be able to arrange energy performance certificates due to their contacts with long established Launceston energy assessors
We are due to move home in February. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Launceston. Conveyancing lawyer was organised before I stumbled across this page.
On the day of completion you will need to pick up the house keys from your estate agent however this can only happen when the sellers conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you can advise the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can help you locate a residential property solicitor in Launceston or a firm that specialises in conveyancing in Launceston.
I have decided to exercise my right to buy my property in Launceston off the council. I have a mortgage agreed with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
My wife and I own a terraced Edwardian house in Launceston. Conveyancing lawyer represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Launceston and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing practitioner who conducted the work.
I am purchasing a new build house in Launceston with the aid of help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not to tell my conveyancer about this deal as it could jeopardize my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a conveyancing solicitor in Launceston for my remortgage. Can I see a solicitor's record with the legal regulator?
Members of the public can read presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator could monitor call for training purposes.
I am not able to get to my Launceston conveyancing practitioners office to execute documents connected to my conveyancing in Launceston – will this be problematic?
No. Launceston conveyancing lawyers can deal with home moves for clients nationwide. It is not necessary for you to be able to attend a Launceston conveyancers office. They can deal with everything via phone, post and email - whatever works for you.