Me and my fiance are intending to acquire a 2 bedroom flat in Horbury with a mortgage. We like our Horbury conveyancer, however the bank advise she’s not on their "panel". We have to appoint one of the mortgage company panel solicitors or keep our Horbury property lawyer and pay for one of their panel firms to represent them. This seems very unfair; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Horbury conveyancing lawyer to apply to be on the conveyancing panel.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Horbury?
Two types of professional can perform conveyancing in Horbury namely licenced conveyancers or solicitors. Both professionals administer the legal services that you need to complete the sale or acquisition of property. They are both required to perform Horbury conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly conducted and that all requisite steps should be appropriately taken.
I am aiming to move home in May. Does my conveyancing solicitor update the removal company on the completion day. As an aside, can you recommend a removal company in Horbury. Conveyancing firm was chosen before I stumbled across your page.
On the afternoon of completion you will need to pick up the keys from the estate agent however this can only happen when the vendors conveyancers advise the agent that they have the completion monies and the keys can be given over. After that you will need to inform the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a conveyancing in Horbury or a firm that specialises in conveyancing in Horbury.
I had an offer accepted on an apartment in Horbury on 9/1/2026, valuation was booked five days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
The deeds to my property are lost. The solicitors who did the conveyancing in Horbury 10 years ago have long since closed. What do I do?
Nowadays there are copies made of almost everything, and your lawyer will be aware precisely where to locate all the relevant paperwork so you may purchase or sell your house without a hitch. Where copies can’t be located, your conveyancer can arrange cover in the form of insurance or indemnities protecting you against possible claims on the property.
I am buying a new build apartment in Horbury. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Horbury
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Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I have been on the look out for a leasehold apartment up to £305k and found one close by in Horbury I like with a park and transport links nearby, however it only has 52 years on the lease. There is not much else in Horbury suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a mortgage that many years will likely be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
Your search tool is useful but there are many lawyers listed near Horbury being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our mortgage company?
We do not recommend specific Horbury firms as the right Horbury conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Horbury knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..