Having sold my house in Horbury last July but my buyer keeps whats apping daily to say her conveyancer is waiting to hear from mysolicitor. What should my lawyer have done following completion?
After completion of your house sale your lawyer should deliver the transfer documentation and all supplemental paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer should also evidence that the mortgage has been repaid to the buyers lawyers. There is unlikely to be post completion steps peculiar conveyancing in Horbury.
We are planning to move house in June. Will my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Horbury. Conveyancing firm was chosen prior to coming across your site.
On the afternoon of completion you can collect the keys from your property agent however this can only occur when the vendors conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. You should advise the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can help you locate a residential property solicitor in Horbury or a firm that specialises in conveyancing in Horbury.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Horbury conveyancing practitioner on the Kent Reliance panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
My offer was accepted on a house in Horbury on 11/3/2026, valuation was booked 4 days after, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am buying a new build house in Horbury with a mortgage from Santander. The developers would not budge the amount so I negotiated £7000 of extras instead. The property agent suggested that I not to tell my solicitor about the deal as it will adversely affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £305k and identified one close by in Horbury I like with amenity areas and station nearby, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Horbury in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
I would like to let out my leasehold apartment in Horbury. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Notwithstanding that your last Horbury conveyancing lawyer is not around you can review your lease to see if it allows you to sublet the property. The accepted inference is that if the deeds are non-specific, subletting is permitted. There may be a precondition that you need to seek permission from your landlord or some other party before subletting. This means that you cannot sublet in the absence of prior consent. Such consent should not be unreasonably turned down. If your lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.
I purchased a 1 bedroom flat in Horbury, conveyancing having been completed in 1996. How much will my lease extension cost? Similar properties in Horbury with a long lease are worth £255,000. The average or mid-range amount of ground rent is £45 yearly. The lease runs out on 21st October 2099
With just 73 years unexpired we estimate the premium for your lease extension to be between £8,600 and £9,800 as well as plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.
We are in the process of purchasing a apartment in Horbury. Can the solicitor keep the amount we are are purchasing for a secret from the likes of Rightmove. Is this achievable and how?
The Land Registry by statute are bound to note price sold data on the official title for residential properties nationwide which includes homes in Horbury. The Title Register is an open document, so HMLR would be breaking the law if they failed to grant access to the register.
In essence you can ask HMLR to withhold the amount paid data however the answer will be in the negative.