We are planning to acquire a flat and require a conveyancing solicitor in Horbury who is on the Coventry BS conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Horbury.
A friend advised me that in purchasing a property in Horbury there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of anumerous of properties in Horbury which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Horbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My solicitor has informed me that flying freehold insurance is required on my purchase. What is the level of cover for Horbury conveyancing?
The right level of flying freehold indemnity insurance should be dictated by who who your lender is. It would differ for example between Yorkshire Building Society and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.
After much negotiation I have agreed a price on a house in Horbury. My mortgage broker recommended their conveyancers. I paid an upfront payment of £150. Soon after, the conveyancer called me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Horbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Horbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been on the look out for a ground for flat up to £195,000 and found one round the corner in Horbury I like with amenity areas and transport links in the vicinity, however it only has 52 remaining years left on the lease. There is not much else in Horbury for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I need to instruct a conveyancing solicitor for leasehold conveyancing in Horbury. I've discover a site which appears to be the perfect solution If there is a chance to get all formalities completed via web that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Myself and my husband have recently had an offer accepted on a house and had an appointment on Wednesday with Leeds Building Society for the mortgage. They have informed us that when it comes to selecting a conveyancing practitioner that if they are not on their approved list of solicitors then we will be subject to an an extra charge of £250+. This is is due to the fact that they will then have to select a property lawyer to act on their behalf in addition to the one we appoint on our behalf and we are liable for their invoice. I have requested Leeds Building Society to send me with a list so I can obtain estimates only from their approved solicitors but was told that I need to check with each individual conveyancer to see if they are on the panel. What would be the best way of going about this?
You can enquire of Leeds Building Society what their panel criteria is for a solicitor.Thereafter ask the property lawyer of your choice whether they meet the criteria and have they acted on mortgages for Leeds Building Society before. If the answer to those is yes, then just clarify this with Leeds Building Society. Another option is to use our search tool and we may be able to find you a lawyer in Horbury on the approved list for Leeds Building Society.