We are purchasing a 3 bedroom flat in Dewsbury with a mortgage. We would like to retain our Dewsbury conveyancer, however the lender advise he's not on their "panel". We have to appoint one of the bank panel solicitors or keep our Dewsbury conveyancing practitioner and pay for one of their panel lawyers to represent them. We regard this is inequitable; are we not able to require that the mortgage company use our Dewsbury solicitor ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Dewsbury conveyancing solicitor to apply to be on the conveyancing panel.
My partner and I are refinancing our apartment in Dewsbury with Barclays. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this document specific to the Barclays conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Barclays. This is solely used to protect Barclays if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Barclays had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Are the Dewsbury conveyancing solicitors identified as being on the UBS conveyancing panel, together with their details provided by UBS?
Dewsbury conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
I used Stirling Law several years ago for my conveyancing in Dewsbury. I now require my file but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Dewsbury of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How simple is it to switch solicitor as I have to choose a firm on the The Royal Bank of Scotland conveyancing panel. I instructed a family conveyancing solicitor in Dewsbury five minutes from me but she is not accepted by The Royal Bank of Scotland
It would be our pleasure to assist you select a conveyancing solicitor in Dewsbury on the The Royal Bank of Scotland panel. Please note that the conveyancers that we on the directory do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Dewsbury. In making use of the find a conveyancing solicitor tool on this site, you can compare fees for conveyancing solicitors in Dewsbury and beyond.
How do I search for a Dewsbury conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 15kilometers to attend the lawyer.
Feel free to make use of the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Dewsbury and you will see a number of lawyer located nearest Dewsbury. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.