I am not well enough to travel far from Batley. What is the rationale as to why all Batley solicitors are not on all mortgage company panels?
Banks point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud every year.The dismissal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for mortgage companies to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in mortgage companies pruning less reputable firms from their books of approved conveyancers .
I am helping my mother sell her property in Batley. Does the solicitor order the energy performance certificate or should I organise this?
After the demise of Home Packs, energy performance certificates was maintained a mandatory part of selling a property. An energy assessment should be to hand in advance of the property being put on the market. It is not a task that law firms normally arrange. If you are instructing a Batley conveyancing practitioner they may be willing to arrange EPC’s due to their contacts with long established Batley accredited person
is it true that all Batley solicitor firms on the Bank of Ireland conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be governed by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
The formalities of my purchase has taken place for my property in Batley. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I used Action Conveyancing several years ago for my conveyancing in Batley. Now, I need my files however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Batley of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the advice of my in-laws I had a survey completed on a property in Batley prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks will not issue a loan on such a property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Batley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Batley to see if the conveyancing costs will increase in light of this.
What advice can you give us when it comes to choosing a Batley conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Batley conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with several firms including non Batley conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:
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Can they put you in touch with clients in Batley who can give a testimonial? What are the costs for lease extension conveyancing?
Leasehold Conveyancing in Batley - Examples of Queries before Purchasing
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It is important to be aware whether redecorating or some other major work is anticipated to be shared by the leasehold owners and will dramatically increase the the service costs or necessitate a specific payment. The majority of Batley leasehold flats will incur a service bill for the upkeep of the building invoiced by the freeholder. If you buy the apartment you will have to meet this contribution, normally in instalments throughout the year. This may vary from two or three hundred pounds to thousands of pounds for large purpose-built blocks. In all probability there will be a ground rent to be met yearly, ordinarily this is not a large figure, say around £50-£100 but you need to enquire it because on occasion it can be surprisingly expensive. The prefered form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this situation the leaseholders have being in charge if their destiny and notwithstanding that a managing agent is frequently employed if the building is bigger than a house conversion, the managing agent is directed by the tenants.
For various reasons I cannot get to my Batley conveyancing practitioners office to execute documents for conveyancing in Batley – is this a problem?
Not a problem. Batley conveyancing lawyers can conduct conveyancing transactions for clients across the country. You are unlikely to be required to attend a Batley conveyancers office. They can handle everything via phone, post and email - whatever works for you.