At what point can the exchange of contracts occur in purchase conveyancing in Hornsey Rise and do I need to attend the lawyers branch?
If you are in close proximity to one of the conveyancing solicitors in Hornsey Rise you are welcome to come in to sign the paperwork. However, the lender approved solicitors we recommend offer a countrywide conveyancing service and give as equally detailed and professional a job for you when dealing with you electronically. The executing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the firm to exchange contracts when the time is right, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Hornsey Rise)to be in the office available at the end of the phone to exchange contracts.
We are intent on selling our house in Hornsey Rise and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Hornsey Rise conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Hornsey Rise. We have lived in Hornsey Rise for six years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Just bought a terraced house in Hornsey Rise , how long will it take for the Land Registry to register my ownership? My Hornsey Rise conveyancing solicitor works at snail pace, so I want to be certain that my ownership is registered.
As far as conveyancing in Hornsey Rise is concerned, registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether there are errors and if the Land registry have to notify any interested parties. Currently approximately 80% of submission are fully dealt with within 12 days but some can be subject to protracted delays. Registration is effected once the new owner has moved in to the property thus 'speed' is not typically an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer could contact the land registry and explain the circumstances.
I am buying a new build house in Hornsey Rise with the aid of help to buy. The builders refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not disclose to my lawyer about this extras as it could put at risk my mortgage with Bank of Scotland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £195,000 and found one round the corner in Hornsey Rise I like with a park and transport links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Hornsey Rise in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
I need to find a conveyancing solicitor for my conveyancing in Hornsey Rise. I've stumble upon a web site which looks to be the ideal answer If it is possible to get all the legals completed via phone that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?