Much to our surprise we have been notified by our mortgage broker that my Holloway solicitor is not on the mortgage company Conveyancing panel. How can I check?
The first thing you need to do is to contact your Holloway lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a Holloway conveyancing firm that is on the approved list of lawyers for your mortgage company.
About to place a bid on a leasehold apartment in Holloway. The property agents say that it is the norm for flats in Holloway to have less than 75 years remaining. I am taking out a mortgage with Bank of Ireland. Is this going to be acceptable if the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/7/2025 the requirements read as follows :
I am downsizing from our home in Holloway and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Holloway lawyer would know that there is no such problem. It does beg the question why the buyers instructed a national conveyancing outfit as opposed to a conveyancing solicitor in Holloway. Having lived in Holloway for 4 years we know that this is a non issue. Do we contact our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Holloway?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Holloway. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Holloway with a mortgage from Birmingham Midshires. The builders refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not disclose to my solicitor about the extras as it could impact my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way does the Landlord & Tenant Act 1954 impact my commercial property in Holloway and how can you help?
The particular law that you refer to gives a safeguard to commercial tenants, giving them the right to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Holloway is one of our numerous areas of the UK in which our lawyers have offices