It has come to my attention via my IFA that my Ilfracombe lawyer is not on the bank Conveyancing panel. What can I do to be sure whether this is correct?
The sensible course of action for you to take is to contact your Ilfracombe lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a Ilfracombe conveyancing practice that is on the approved list of lawyers for your mortgage company.
Do the conveyancing lawyers that you recommend conduct attended exchange conveyancing in Ilfracombe?
We do have a number of conveyancing specialists carrying out attended exchanges. You should call us to get a costs illustration and details as to dates.
We wanted to use a property lawyer in Ilfracombe for our house move. Our broker informed us that our mortgage lenders Nottingham Building Society won't deal with them. Why is this not regarded as unduly restrictive?
A lender can require an approved conveyancer act for it. Borrowers are expected to meet the charges for this. Try using our directory service to choose a solicitor to conduct conveyancing in Ilfracombe on the Nottingham Building Society member panel.
I am helping my aunt sell her flat in Ilfracombe. Does the conveyancer arrange the EPC or it is for the owner to coordinate?
After the abolition of HIPs, energy assessments remained a compulsory element of moving property. An energy assessment should be to hand in advance of the property being marketed. This is not as aspect of the sale process that solicitors ordinarily arrange. Where you are using a Ilfracombe conveyancing solicitor they may be able to arrange energy performance certificates due to their contacts with long established local providers
Forgive me if this question is silly but I am new to the home buying as a first time buyer of a garden flat in Ilfracombe. Do I receive the keys to the property on completion from my lawyer? If so, I will find a High Street conveyancing solicitor in Ilfracombe?
On the day of completion you do not need to go to the conveyancers office in Ilfracombe. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to collect the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being pedantic. The Ilfracombe solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
It has been four months since my purchase conveyancing in Ilfracombe completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Ilfracombe differ for newly converted properties?
Most buyers of new build or newly converted property in Ilfracombe come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because house builders in Ilfracombe tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ilfracombe or who has acted in the same development.