I am expecting a mortgage offer from Santander. I intend to use a Licensed Conveyancer in Kirkby Lonsdale. Does the Santander Solicitor panel exclude Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I have given 8 weeks notice to my existing landlord and have to be out of my rented flat in Kirkby Lonsdale by the end of next month. Conveyancing for my house purchase has just started. Is it possible to complete in three weeks as don't want to have to find temporary accommodation?
Generally one should not provide notice for your letting until your lawyer suggests that you should. If you have not already done so, contact to your conveyancer and ask them to they cajole the sellers solicitors, try to get a realistic time scale from them that everyone will work towards
Are the BSA intent on creating a online directory to list solicitors on the Loughborough BS conveyancing panel for instance in Kirkby Lonsdale?
Lexsure has not been advised of any plans on the part of the BSA to develop such a register.
I am assisting my aunt sell her flat in Kirkby Lonsdale. Does the conveyancer order an energy assessment or do I organise this?
Following the demise of HIPs, energy performance certificates was retained a required part of selling a house. An EPC needs to be to hand prior to the property being marketed. This is not something that lawyers normally organise. Where you are instructing a Kirkby Lonsdale conveyancing practitioner they may help arrange energy assessments due to their contacts with long established Kirkby Lonsdale assessors
The formalities of my remortgage has taken place for my property in Kirkby Lonsdale. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
About to purchase flat in Kirkby Lonsdale. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Kirkby Lonsdale solicitor is on the Virgin Money conveyancing panel.
We are selling our house in Kirkby Lonsdale and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing firm as opposed to a conveyancing solicitor in Kirkby Lonsdale. Having lived in Kirkby Lonsdale for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I am buying a new build flat in Kirkby Lonsdale. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Kirkby Lonsdale
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?