Can I use your services to find a Conveyancing solicitor in Carnforth even if I’m not purchasing or selling a house, for example if I wish to buy a shop in Carnforth with a mortgage from Britannia?
Our comparison service is predominantly utilised to select residential conveyancing solicitors in Carnforth but we have recorded at the end of this page a few Carnforth commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for Britannia
My grandmother passed away six months ago and as sole heir and executor I was left the property in Carnforth. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this allowed?
Given you intend to refinance then Lloyds will require that you use a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.
My colleague recommended that where I am buying in Carnforth I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Carnforth conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Carnforth around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Carnforth Education with maps and statistics, Local Amenities and other useful data about Carnforth.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Carnforth is the location of the property. Can you shed any light on this issue?
Flying freeholds in Carnforth are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Carnforth you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Carnforth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing solicitor in Carnforth for my home move. Is there any facility to see a firm’s record with the legal regulator?
One can read presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator could monitor call for training requirements.
My mum and dad are having problems in finding their Carnforth property on the HMLR site. They have a vague recollection sixty years ago when they bought the house there were complications regarding Carnforth not being recognised in some systems.
Almost all properties in Carnforth should be revealed. Have you attempted a search with just the postcode. Normally it should disclose all the premises inside the postcode. Assuming the property is registered it will show up with a title number. If they bought sixty years ago it's conceivable it may be not yet registered. The address may still be revealed but with the title number shown 'na'. In this scenario you will need to track down the original title papers which might be with your parent’s lender.