I am the registered owner of a freehold property in Knaresborough but nevertheless invoiced for rent, why is this and what is this?
It’s unusual for properties in Knaresborough and has limited impact for conveyancing in Knaresborough but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
My Solicitor in Knaresborough is not on the Barclays Direct Approved Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are excluded from the Barclays Direct list of approved lawyers?
Your options are as follows:
- Carry on with your existing Knaresborough solicitors but Barclays Direct will need to retain a solicitor on their panel. This will result in additional total legal fees as well as result in delays.
- Find a new practitioner to to deal with the conveyancing, not forgetting to check they are on the Barclays Direct panel
I just bought a house at auction in Knaresborough. Conveyancing is required. What are my next steps?
Having exchanged you must hire the services of a conveyancing practitioner soon as you will have a fast approaching a fixed date to complete the purchase. Every auction property should have a corresponding legal set of papers. This should include most,if not all of the documents that your lawyer requires. Where you are dealing with leasehold property the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in place to complete the transaction on the set completion date.
We are buying a terrace house in Knaresborough. We would like to carry out a loft conversion at the house.Will the conveyancing process include checks to determine if these alterations were previously refused?
Your solicitor should review the registered title as conveyancing in Knaresborough will on occasion reveal restrictions in the title documents which prohibit certain works or need the permission of a 3rd party. Many works need local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
is it true that all Knaresborough solicitor firms on the Bank of Ireland conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be regulated by the SRA. The majority of mortgage companies do allow licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.
What does a local search inform me regarding the property my wife and I buying in Knaresborough?
Knaresborough conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Xpress Legal The local search is essential in every Knaresborough conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
Are there restrictive covenants that are commonly picked up during conveyancing in Knaresborough?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Knaresborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a property in Knaresborough before retaining solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks will refuse to issue a loan on such a house.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Knaresborough. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Knaresborough to see if the conveyancing will be more expensive.