I am obtaining a mortgage offer from Nat West. I intend to retain the legal services of a Licensed Conveyancer in Knaresborough. Does the Nat West Conveyancing panel exclude Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Knaresborough. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/6/2025, the requirements read as follows :
Various web forums that I have visited warn that are the number one cause of delay in Knaresborough conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Knaresborough.
I am purchasing my first flat in Knaresborough with the aid of help to buy. The developers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not reveal to my solicitor about this side-deal as it may put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Knaresborough before instructing solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend refuse to issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Knaresborough. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Knaresborough to see if the conveyancing will be more expensive.
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At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Knaresborough. As opposed to estate agents and many comparison sites we do not operate kick-back deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the most commission, not the best value conveyancing in Knaresborough