Can I use your services to recommend a Conveyancing solicitor in Harrogate even if I’m not purchasing or disposing of a house, for instance if I wish to buy an office in Harrogate with a loan from Skipton Building Society?
Our comparison service is primarily used to select residential conveyancing solicitors in Harrogate but we have listed towards the end of this page a few Harrogate commercial conveyancing firms. You should speak with the solicitors directly to check if they can also act for Skipton Building Society
My bid for a property was accepted at auction in Harrogate. Conveyancing is needed. What are my next steps?
Now that you are to all intents and purposes signed on the dotted line you will need to hire the services of a conveyancing lawyer soon as you now have a fast approaching deadline in which to complete the conveyancing. All auction property will have a bespoke legal pack. This will include evidence of title and search results. If you have purchased leasehold property the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You should pass this on to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.
My partner and I are in the throws of viewing apartments in Harrogate and I am about to put in an offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with Leeds Building Society.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are taking out a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
I have paid off my mortgage with RBS. I assume I don't need a Harrogate conveyancer on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
Various online forums that I have visited warn that are a common cause of stalling in Harrogate house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Harrogate.
How does conveyancing in Harrogate differ for newly converted properties?
Most buyers of new build property in Harrogate come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because house builders in Harrogate typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Harrogate or who has acted in the same development.
I need to instruct a conveyancing lawyer in Harrogate for my sale. Is there any facility to see a firm’s complaints history with the profession’s regulator?
One may read published Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.
I am hoping to put an offer on a small detached house that appears to meet my requirements, at a great price which is making it all the more appealing. I have since discovered that the title is leasehold rather than freehold. I am assuming that there are particular concerns buying a house with a leasehold title in Harrogate. Conveyancing advisers have are soon to be appointed. Will they explain the issues?
The majority of houses in Harrogate are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are buying in Harrogate in which case you should be shopping around for a Harrogate conveyancing practitioner and check that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out alterations. You may also be required to pay a contribution towards the upkeep of the communal areas where the house is part of an estate. Your solicitor should report to you on the legal implications.