Find a Lender-Approved Local Conveyancer in Mersea Island

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Mersea Island does not necessarily mean low quality - but the odds are stacked against you

Reasons to use our Mersea Island conveyancing solicitors

  • 1 The Mersea Island conveyancing practitioners that are listed are committed to supplying the most cost, efficient and transparent conveyancing service to borrowers, sellers and remortgagors in Mersea Island
  • 2 On the balance of probabilities the other side’s solicitors have offices in Mersea Island - if so both parties will be familiar
  • 3 The accumulation of transactions means that Mersea Island lawyer have developed very good connections with Mersea Island local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of dealing with your house sale or purchase in Mersea Island.
  • 4 Solicitors accustomed to conveyancing in Mersea Island have a grasp oflocal concerns specific to Mersea Island and therefore you may benefit from better guidance and expeditious conveyancing.
  • 5 This site is the first site offering you the facility to ensure that your conveyancing in Mersea Island will be carried out by a law firm on your mortgage lender’s conveyancing panel.

Examples of recent conveyancing in Mersea Island since March 2025*

Recently asked questions about conveyancing in Mersea Island

My Mersea Island lawyer has discovered a difference between the surveyor’s assumptions in the home valuation report and what is revealed within the legal papers for the property. My lawyer has advised that he needs to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s course or action correct?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We are planning to acquire a property and need a conveyancing solicitor in Mersea Island who is on the Santander solicitor panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Mersea Island.

Should my lawyer be raising enquiries concerning flooding as part of the conveyancing in Mersea Island.

The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Mersea Island. There are those who purchase a house in Mersea Island, fully aware that at some time, it may be flooded. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Solicitors are not best placed to give advice on flood risk, but there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Mersea Island. The standard property information forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to determine if the premises has historically flooded. If the premises has been flooded in past which is not revealed by the owner, then a purchaser may issue a legal claim for losses as a result of such an incorrect response. The purchaser’s solicitors may also carry out an enviro report. This should indicate whether there is a recorded flood risk. If so, more detailed inquiries will need to be conducted.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Mersea Island is where the house is located. Is there any guidance you can impart?

Flying freeholds in Mersea Island are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Mersea Island you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mersea Island may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I only have 68 years unexpired on my flat in Mersea Island. I now want to get lease extension but my freeholder is can not be found. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. However, you will be required to prove that you or your lawyers have done all that could be expected to locate the freeholder. On the whole an enquiry agent should be helpful to conduct investigations and prepare a report to be accepted by the court as proof that the landlord can not be located. It is wise to seek advice from a conveyancer in relation to proving the landlord’s disappearance and the vesting order request to the County Court overseeing Mersea Island.

I purchased a 1 bedroom flat in Mersea Island, conveyancing was carried out half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Mersea Island with over 90 years remaining are worth £211,000. The ground rent is £45 invoiced annually. The lease comes to an end on 21st October 2092

You have 67 years unexpired we estimate the premium for your lease extension to span between £10,500 and £12,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.

We own a leasehold flat in Mersea Island. Conveyancing was completed in 2011. I have read on numerous advice forums that I mustn’t allow the the remaining lease term to get too low. Why is that a problem?

Mersea Island domestic long term leases are for a prescribed term - usually 99 years when they are first granted. However many appartments in Mersea Island were built or converted in the 60’s and so such leases now have under 80 years left to run. That may seem like plenty of time but Banks, Building Societies and other mortgage lenders on the whole require leases to have at least 75 years left to adequate security. Accordingly when you come to sell the property you will need a lease extension if you are nearing 75 years. To optimize your property value you should be thinking about whether or not to extend your lease long before you come to sell it. Furthermore strong financial reasons to taking action before the lease hits 80 years as when the lease is below eighty years the amount to be paid to extend starts to get a lot more expensive.

Last updated

Sample of conveyancing solicitors in Mersea Island regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Mersea Island but also conveyancing throughout England and Wales.

  • Martin Elliott & Co, Audley House, Berechurch Hall Road, Colchester, Essex, CO2 9NW

Residential Licensed Conveyancers in Mersea Island regulated by the CLC

Please note that the listed conveyancers do not limit their work for conveyancing in Mersea Island but also conveyancing throughout England and Wales.
  • Lorna Kean & Co Ltd, Vine House, Malting Road, CO5 7PU

Whether you are going through a divorce or separation or simply wish to transfer your property to someone else, transfer of equity conveyancing in Mersea Island has some of the following tasks:

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the mortgage company (where applicable)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving draft Transfer
  • Agreeing amendments to the draft Transfer
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Completing and submitting to HMRC the appropriate Land Tax forms and payment
  • Registering the buyer and the mortgage (where relevant) at the HMLR.

Neighboring Locations

Colchester
Manningtree
Mersea Island
Burnham On Crouch

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.