Would the conveyancing solicitors that you recommend handle conveyancing in Burnham On Crouch by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Please e-mail us to receive a costs illustration and details as to dates.
I am buying a property in Burnham On Crouch. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is RBS your lawyer must check the formal instructions contained in Section two of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to RBS where a lease does not satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not limited to Burnham On Crouch.
I am selling my house. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Leeds Building Society are being difficult. The Burnham On Crouch solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have finally had an offer on a flat in Burnham On Crouch accepted, the vendors do however have an associated purchase. The vendors have offered on on an apartment, however it’s not been accepted yet, and have viewings of other properties in the pipeline. I have instructed a high street conveyancing solicitor in Burnham On Crouch. What do I do now? At what stage should I apply for the mortgage with Barclays?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then valuation, Burnham On Crouch conveyancing search fees, etc). First, you must check that your solicitor is on the Barclays approved list. Concerning the next phase this very much depends on the uniqueness of your case, motivation for this property and on the state of the market. During a hot market the majority of buyers will apply for the mortgage with Barclays and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with the conveyancing in Burnham On Crouch.
What can a local search inform me concerning the property my wife and I buying in Burnham On Crouch?
Burnham On Crouch conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for instance Onsearch The local search plays a central part in many a Burnham On Crouch conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search should supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I own a terraced Victorian property in Burnham On Crouch. Conveyancing solicitor acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burnham On Crouch and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing practitioner who conducted the purchase.
We're new to the buying process - agreed a price, but the selling agent informed us that the owners will only go ahead if we appoint their preferred lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local solicitor who is accustomed to conveyancing in Burnham On Crouch
It is unlikely the sellers are driving this. If they desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Speak to the vendors direct and explain that (a)you are serious purchasers (b)you are ready to go, with finances arranged © you are chain free (d) you intend to proceed fast (e)but you will continue to use your own,trusted Burnham On Crouch conveyancing solicitors - not the ones that will give their negotiator at the agency a introducer fee or achieve conveyancing figures set by HQ.
I’m about to sell my ground floor apartment in Burnham On Crouch.Conveyancing is yet to be initiated but I have recently had a yearly service charge invoice – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should pay the service charge as normal because all ground rent and service charges will be allottedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially