The loan agreement from Nationwide for the refinancing of my 4 room garden flat is coming by the end of next week. Are you able to recommend a cheap conveyancing law firm in Burnham On Crouch?
You are on the wrong site if you are seeking a cheap conveyancing in Burnham On Crouch. Our goal is to offer value for money conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing companies enticing you with ninety nine pound conveyancing in Burnham On Crouch. In your best case scenario, in going for cheap conveyancing, you will end up with what you pay for and at worst it will result in you invoiced for extras and still not receive the service expected.
My conveyancer has identified a defect with the lease for the flat we are buying in Burnham On Crouch. The other side have offered defective title insurance as a workaround. We are happy with insurance and will pay for it. Our lawyer has advised that he must check that the lender is willing to move forward with this solution. Who is the client here, us or the lender?
Even though you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the mortgage company are the client. These conveyancing instructions have to be complied with.
I am about to put an offer on a leasehold property in Burnham On Crouch. The estate agents assure me that it is standard for flats in Burnham On Crouch to have less than 75 years unexpired on the lease. I am expecting a mortgage with Virgin. Will the property be mortgageable given that the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 4/7/2025 the requirements read as follows :
We are selling our property in Burnham On Crouch and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Burnham On Crouch conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Burnham On Crouch. We have lived in Burnham On Crouch for many years we know of no issue. Is it a good idea to contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Am I best advised to instruct a Burnham On Crouch conveyancing solicitor in close proximity to the house I am hoping to buy? We have a good friend who can conduct the conveyancing however his firm is located 400kilometers away.
The primary upside of using a high street Burnham On Crouch conveyancing practice is that you can pop in to execute paperwork, present your ID and apply pressure on them if necessary. They will also have local intelligence which is a plus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and in the main were impressed that should outweigh using an unknown Burnham On Crouch conveyancing solicitor solely due to them being Burnham On Crouch based.
I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great figure which is making it all the more appealing. I have since found out that it's a leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in Burnham On Crouch. Conveyancing advisers have are about to be instructed. Will my lawyers set out the risks of buying a leasehold house in Burnham On Crouch ?
The majority of houses in Burnham On Crouch are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. It is clear that you are buying in Burnham On Crouch in which case you should be looking for a Burnham On Crouch conveyancing solicitor and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the landlord’sconsent to conduct alterations. It may be necessary to pay a contribution towards the upkeep of the estate where the property is part of an estate. Your lawyer will advise you fully on all the issues.
Leasehold Conveyancing in Burnham On Crouch - Examples of Questions you should ask before Purchasing
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How many of the leaseholders are in arrears for their maintenance charge payments? Is there a share of the freehold? What is the name of the managing agents?