After researching mumsnet.com for an affordable solicitor in Colchester, most say that I should instruct a CQS assured solicitor. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home moving process, trusted by some of the UK's leading mortgage companies. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). The scheme does not cover licenced conveyancers. Colchester is one of the numerous areas of the UK where there are Accredited lawyers.
We are due to move property in April. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you suggest a removal company in Colchester. Conveyancing lawyer was chosen prior to coming across your website.
On the day of completion you will need to collect the keys from the estate agent but this can only take place once the previous owners solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be handed over. After that you will need to inform the removal company that you are ready to move in. We are not in a position to suggest a specific removal organisation but can help you choose a residential property solicitor in Colchester or a solicitor with expertise in conveyancing in Colchester.
Two weeks ago we had a mortgage agreed in principle with Clydesdale. Colchester conveyancing solicitors have been selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
Some lenders take longer than others. Have Clydesdale done the valuation? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am expecting a OIP from TSB this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Colchester solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Colchester solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
Are there restrictive covenants that are commonly identified as part of conveyancing in Colchester?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Colchester. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Colchester differ for new build properties?
Most buyers of new build or newly converted property in Colchester contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Colchester tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Colchester or who has acted in the same development.
In my capacity as executor for the estate of my aunt I am selling a property in Newport but reside in Colchester. My conveyancer (approximately 250 miles from mehas requested that I sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Colchester who can attest and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are based in Colchester
Completion is due on the disposal of our £275,000 flat in Colchester on Friday in a week. The landlords agents has quoted £300 for Certificate of Compliance, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Colchester?
For most leasehold sales in Colchester conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Addressing pre-contract enquiries
Where consent is required before sale in Colchester
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Leasehold Conveyancing in Colchester - A selection of Questions you should consider Prior to Purchasing
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What prohibitions exist in the Colchester Lease? Is there a share of the freehold? The prefered form of lease arrangement is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the leaseholders enjoy control and even though a managing agent is frequently employed where the building is larger than a house conversion, the managing agent is directed by the tenants.