Last September we completed a house move in Mundesley. We have noticed several problems with the house which we suspect were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been conducted for conveyancing in Mundesley?
The question is not clear as what problems have arisen and if they are unique to conveyancing in Mundesley. Conveyancing searches and investigations undertaken as part of the buying process are designed to help avoid problems. As part of the process, a seller fills in a document called a SPIF. If the information ends up being misleading, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Mundesley.
Can your site be used to recommend a Conveyancing solicitor in Mundesley even if I’m not purchasing or selling a house, for example if I intend to buy a shop in Mundesley with a loan from Godiva Mortgages Ltd?
The service is primarily utilised to find residential conveyancing solicitors in Mundesley but we have recorded towards the bottom of this page a few Mundesley commercial conveyancing firms. You should enquire with the company directly to check if they can also act for Godiva Mortgages Ltd
My lawyer in Mundesley has never been on on the Godiva Mortgages Ltd Conveyancing Panel. Is it possible for me to use my family solicitor even though they are not on the Godiva Mortgages Ltd panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your preferred Mundesley solicitors but Godiva Mortgages Ltd will need to instruct a conveyancer on their list of acceptable firms. This will result in additional total legal fees as well as result in frustration.
- Find a new lawyer to act in the conveyancing, obviously checking they are on the Godiva Mortgages Ltd panel
I am looking for a leasehold apartment up to £305k and identified one close by in Mundesley I like with amenity areas and station in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Mundesley suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a mortgage that many years will likely be an issue. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
I have been advised by three or four local selling agents in Mundesley to get a quote from a solicitor on your site. What’s the financial incentive for Estate Agents to recommend your services over and above a competitor’s?
We refuse to offer any commission for pointing buyers and sellers our way. We found it would be just too difficult a fee as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
My cousin has urged me to appoint his conveyancers in Mundesley. Should I choose my own solicitor?
Much as we are happy to recommend a Mundesley conveyancing lawyer it’s preferable to find a conveyancing practitioner is to have recommendations from friends or family who have used the firm you're are thinking of instructing.