The lawyer who dealt with my former purchase has given a fee estimate £1700 for freehold conveyancing in Netherne. I am hoping to sell a Edwardian property for £300,000. Is this overpriced? Is it in excess of what I should be paying for conveyancing in Netherne?
The estimate does seem a tad overpriced. If you shop around you could trim some of the expense by say £125. On the other hand, you maylive to rue opting for an a cheaper conveyancer. If is important to ensure the conveyancer can act for your mortgage company. You can use our comparison tool to choose a Netherne conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Netherne.
Completed the sale of my flat in Netherne last July but my buyer keeps calling daily to say his conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your house sale your solicitor should send the transfer deeds and all of the paperwork to the purchaser's solicitors. Where appropriate, your conveyancer must also evidence that the home loan has been redeemed to the buyers lawyers. There are no post completion procedures specific conveyancing in Netherne.
My aunt passed away six months ago and as sole heir and executor I was left the house in Netherne. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
My husband and I have arranged a further advance on our home loan from Kent Reliance as we intend to carry out improvements to our property in Netherne. Are we obliged to appoint a local Netherne solicitor on the Kent Reliance conveyancing panel to handle the paperwork?
Kent Reliance would not normally instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
We were going to get a OIP from Skipton this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Skipton recommend any Netherne solicitors on the Skipton conveyancing panel, or is it better to go independently?
You will need to appoint Netherne solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
I have finally had an offer on a maisonette in Netherne accepted, the owners do however have a tied purchase. The vendors have placed an offer on a property, however it’s not been accepted yet, and have viewings of other flats booked. I have selected a local conveyancing solicitor in Netherne. What should be my next step? When do I get the mortgage application with Skipton going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx £1k, then valuation, Netherne conveyancing search costs, etc). The first course of action is to ensure that your property lawyer is on the Skipton conveyancing panel. As to the next steps this very much depends on the specifics of your case, desire for the property and on the state of the market. During a buoyant market many purchasers will apply for the mortgage with Skipton and pay for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with searches.
I'm buying a new build house in Netherne with a mortgage from Godiva Mortgages Ltd. The developers refused to budge the price so I negotiated £7000 of additionals instead. The sale representative advised me not reveal to my conveyancer about this side-deal as it may affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I purchased a flat in Netherne last 3/1/2025 and to date it is still not registered with HM Land Registry. It was part of a new estate and my lawyer told me that it can take 12 months to complete the registration formalities. I have called HM Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. What can I do?
Contact your lawyer - if you are not getting sensible responses, look up their internal complaints process and escalate your concerns to a Complaints Manager. Registrations for Netherne conveyancing are not known to be especially complex.