Much to our surprise we have been informed by our mortgage broker that my Netherne lawyer is not on the bank Conveyancing panel. How can I be certain that this is indeed the case?
Your first step should be to contact your Netherne lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a Netherne conveyancing practice that is on the approved list of lawyers for your bank.
Can I use your services to locate a Conveyancing solicitor in Netherne even if I’m not purchasing or disposing of a house, for instance if I wish to buy a shop in Netherne with a loan from HSBC Bank?
Our comparison service is mainly there to find residential conveyancing solicitors in Netherne but we have set out at the bottom of this page some Netherne commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent HSBC Bank
Do I need to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Netherne so that I can pop in to their offices if necessary.
Nowadays approved lawyers for lenders carry out the vast majority of communications through the post, internet or over the phone. This enables them to carry out the conveyancing transaction no matter where you live in England or Wales. Nevertheless you should see if you have the option of going to the offices of your conveyancing lawyer if you prefer.
I have paid off my mortgage with Nottingham. I assume I don't need a Netherne lawyer on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I am currently in the process of buying my council flat in Netherne. I have a mortgage offer with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
Our offer on a house in Netherne has been agreed to, but there is a chain. The sellers have put an offer on somewhere, however it’s not yet agreed to, and are looking at other properties in the pipeline. I have chosen a high street conveyancing solicitor in Netherne. What do I do now? At what point should I apply for the mortgage with Nationwide?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Netherne conveyancing search costs, etc). The first thing to do is check that your property lawyer is on the Nationwide conveyancing panel. Regarding the subsequent phase this very much dictated by the uniqueness of your transaction, attraction to this property and on the state of the market. During a hot market many home buyers will apply for a home loan with Nationwide and pay for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Netherne.
The deeds to my property are lost. The conveyancers who conducted the conveyancing in Netherne 10 years ago have long since closed. What are my options?
As long as the title is registered the information relating to your proprietorship will be documented by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, identify your property and secure up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
How does the Landlord & Tenant Act 1954 impact my business premises in Netherne and how can your lawyers assist?
The particular law that you refer to provides a safeguard to business tenants, granting the a statutory right to make a request to court for a new lease and remain in occupation when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Netherne is one of the hundreds of locations in which the firms we work with are located