We are purchasing a property and require a conveyancing solicitor in Chipstead who is on the UBS solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Chipstead.
After scouring moneysavingexpert.com for an affordable solicitor in Chipstead, many post that I should use a CQS kitemarked lawyer. What is CQS?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to prudent and efficient conveyancing processes through the scheme protocol It covers numerous partnerships who execute conveyancing in Chipstead.
Please help - my lawyer advises that lack of planning permission insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Chipstead?
The appropriate level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Yorkshire Building Society and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
We have agreed to purchase a house in Chipstead. One unusual aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is HSBC your lawyer must check the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for HSBC. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancers are required to report to HSBC where a lease fails to meet these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Chipstead.
I recently had an offer accepted on an apartment in Chipstead. My mortgage broker pressured me to appoint their property lawyer. I paid an upfront payment of £200. Shortly after, the property lawyer called me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I opted to have a survey completed on a house in Chipstead before appointing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders will not grant a mortgage on such a property.
It varies from the lender to lender. Lloyds has different requirements from Halifax. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chipstead. Conveyancing will be smoother if you use a solicitor in Chipstead especially if they are accustomed to such properties in Chipstead.
As co-executor for the will of my aunt I am disposing of a property in Monmouth but reside in Chipstead. My lawyer (based 250 miles from mehas requested that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Chipstead who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are based in Chipstead
Should I be worried if there is an issue with the searches carried out as part of my conveyancing in Chipstead?
Usually, the majority of problems revealed in Chipstead conveyancing search results can be dealt with before completion or indemnity insurance may be put on cover. You need to remember that although you intend on acquiring the property and might be content to live with the search results, your mortgage lender may not, and ultimately the decision rests with them.