We are buying a house and require a conveyancing solicitor in Coulsdon who is on the Nationwide conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Coulsdon.
I am assisting my step-mother sell her property in Coulsdon. Does the conveyancer arrange the energy performance certificate or do I organise this?
After the abolition of HIPs, energy assessments was kept a required part of selling a house. An EPC must be to hand prior to the property being put on the market. It is not something that law firms ordinarily arrange. Where you are instructing a Coulsdon conveyancing solicitor they may help arrange energy assessments due to their relationships with reputable Coulsdon assessors
I'm the single recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Coulsdon. Conveyancing formalities meant that the Land Registry date was in June. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the property in June. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. How practical a view mortgage companies take of it, depend on the bank as this requirement primarily exists to pick up on the purchase and immediately sell or the flipping of properties.
Completion of my purchase has taken place for my property in Coulsdon. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
A colleague recommended that if I am purchasing in Coulsdon I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Coulsdon conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Coulsdon around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Coulsdon Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Coulsdon.
I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Coulsdon I like with open areas and station nearby, however it's only got 52 years on the lease. I can't really find anything else in Coulsdon for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
I need to find a conveyancing solicitor for sale conveyancing in Coulsdon. I have stumble across a web site which appears to be the ideal answer If there is a chance to get all this stuff done via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I today plan to offer on a house that seems to meet my requirements, at a reasonable figure which is making it all the more appealing. I have just found out that it's a leasehold rather than freehold. I would have thought that there are issues buying a house with a leasehold title in Coulsdon. Conveyancing lawyers have not yet been instructed. Will my lawyers set out the risks of buying a leasehold house in Coulsdon ?
Most houses in Coulsdon are freehold and not leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. it is apparent that you are purchasing in Coulsdon in which case you should be looking for a Coulsdon conveyancing solicitor and check that they are used to dealing with leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as obtaining the landlord’sconsent to carry out alterations. It may be necessary to pay a contribution towards the upkeep of the estate where the house is located on an estate. Your lawyer will appraise you on the various issues.
I am the proprietor of a ground flat in Coulsdon. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the premium due for a lease extension?
Absolutely. We are happy to put you in touch with a Coulsdon conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Coulsdon flat is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case was in relation to 3 flats. The unexpired term as at the valuation date was 75 years.