Recently contacted my conveyancing lawyer in Coulsdon who conducted the legals two years ago asking for a conveyancing quote based on an identical type of house sale & purchase (a leasehold property and a freehold premises) of almost identical values with a loan from Yorkshire Building Society. I am now being quoted twice the amount. Should I look for an alternative property lawyer?
The costs illustration is fractionally on the steep side. If you shop around you could get the conveyancing a bit cheaper by as much as £125. That being said, providing that you were satisfied with the service the firm gave you mightlive to regret choosing an an unknown conveyancer. Remember to check that the solicitor can represent Yorkshire Building Society. You can make use of our search tool to select a Coulsdon conveyancing firm on the Yorkshire Building Society approved list of lawyers, which can often include conveyancing solicitors in Coulsdon.
Our solicitor has identified a a problem with the lease for the property we are purchasing in Coulsdon. The seller’s lawyers have suggested defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor has advised that he must check that the mortgage company is happy with this solution. Are we the client or is the mortgage company ?
The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the bank are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
We note that you have a post code search directory listing law firms on the Leeds Building Society conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Coulsdon?
We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Coulsdon.
Due to the guidance of my in-laws I had a survey completed on a house in Coulsdon in advance of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some lenders may not issue a loan on this type of property.
It depends who your proposed lender is. HSBC has different requirements from Halifax. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Coulsdon. Conveyancing may be slightly more expensive based on your lender's requirements.
Back In 2000, I bought a leasehold house in Coulsdon. Conveyancing and Bank of Scotland mortgage are in place. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Coulsdon who previously acted has long since retired. Do I pay?
First contact HMLR to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Coulsdon conveyancing lawyer to do this as it can be done on-line for £3. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
My wife and I have hit a brick wall in trying to reach an agreement for a lease extension in Coulsdon. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Most definitely. We are happy to put you in touch with a Coulsdon conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Coulsdon residence is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case related to 3 flats. The number of years remaining on the existing lease(s) was 75 years.
I bought a house in Coulsdon last 16/5/2025 and to date it is still not registered with HMLR. It was part of a new estate and my lawyer told me that it can take over a year to register. I have contacted HMLR directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Do I need to be concerned?
get in touch with your conveyancer - Where you are unsatisfied with the responses, find out about their firm’s complaints process and amplify your problem to a Complaints Manager. Registrations for Coulsdon conveyancing are not known to be significantly delayed.