My mortgage broker has requested my Newquay solicitor’s panel reference for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have contacted my local Newquay office but they cant find it on their system.
The sensible thing to do is ask for this information from your Newquay conveyancer . They keep a central record lender panel numbers.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Newquay. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/11/2025, the requirements read as follows :
My father informed me that in buying a property in Newquay there could be a number of restrictions affecting the ability to carry out external alterations to a property. Is this right?
There are a number of properties in Newquay which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Newquay should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Does a directory service exist listing UBS panel conveyancers in Newquay on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings available over the internet. If you are looking for a Newquay conveyancing practitioner on the UBS please use our tool.
Our offer on a house in Newquay has been accepted, the owners do nevertheless have a connected purchase. The sellers have put an offer on a flat, but it’s not yet tied up, and are looking at other properties in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Newquay. What do I do now? At what stage should I apply for the mortgage with HSBC?
It is usual to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of £1k, then valuation, Newquay conveyancing search charges, etc). First, you should ensure that your conveyancer is on the HSBC conveyancing panel. Regarding the subsequent stages this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. In a rising market many purchasers would apply for the mortgage with HSBC and pay for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to press on with the conveyancing in Newquay.
I have been told that property searches are the main reason for delay in Newquay house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Newquay.
How does conveyancing in Newquay differ for new build properties?
Most buyers of new build premises in Newquay contact us having been asked by the developer to sign contracts and commit to the purchase even before the property is built. This is because developers in Newquay usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Newquay or who has acted in the same development.
Do online conveyancing companies do everything a high street Newquay solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Newquay?
If you instruct an online conveyancer they should cover all the tasks your Newquay conveyancer will cover.