I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in St Columb. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/9/2025, the requirements read as follows :
Will commercial conveyancing searches reveal proposed roadworks that could affect a commercial estate in St Columb?
Its becoming the norm that commercial conveyancing solicitors in St Columb will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in St Columb. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in St Columb.
For every commercial conveyancing transaction in St Columb it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to St Columb commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in St Columb.
How does conveyancing in St Columb differ for newly converted properties?
Most buyers of new build property in St Columb come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is completed. This is because builders in St Columb usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Columb or who has acted in the same development.
Do I need to be wary about third parties that I am dealing with are encouraging me to use an internet conveyancing firm as opposed to a High Street St Columb conveyancing company?
As with many professional services, often referrals from connections can be worth their weight in gold. Nevertheless there are numerous players in a conveyancing deal; estate agents, financial adviser and lenders might all recommend conveyancers to instruct. On occasion these lawyers might be known to one of the organisations as one of the best in their field, but occasionally there behind the scenes financial incentive behind the recommendation. You are free to choose your own conveyancer. You need to be aware that some banks specify a panel list of lawyers you are obliged to use for the mortgage aspect of your house move.
In scouring the internet for the term conveyancing in St Columb it reveals many conveyancerslocally. How do I determine which is the suitable property lawyer for me?
The preferential way of finding a suitable conveyancer is through a personal recommendation, so ask friends and those you trust who have purchased a property in St Columb or a respected estate agent or financial adviser. Costs for conveyancing in St Columb differ, so it's sensible to request at least four estimates from different solicitors. Make sure that you clarify what costs in the quote includes.
Are there any compelling advantages to choosing a local solicitor in St Columb
Home movers in St Columb decide on using a nearby high street conveyancer so that they can attend the firm’s offices if they have problems, and to collect mortgage deeds rather than depending on the post.
One could suggest that there exists a slight benefit when opting for a solicitor local to the property you are buying, due to the knowledge of the area and possible local issues - nevertheless this is debatable. The majority of conveyancers are now online and could be almost anywhere.