Our lawyer has uncovered a a problem with the lease for the apartment we are buying in North Finchley. The seller’s lawyers have suggested title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancer says that he must check that the mortgage company is happy with this solution. Are we the client or is the mortgage company ?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your lawyer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
Do banks and building societies provide you with an approved list of North Finchley conveyancing solicitors? How do you know who is on the Coventry BS conveyancing panel?
North Finchley conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in North Finchley. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/6/2026, the requirements read as follows :
My husband and I are new to the buying process - agreed a price, yet the estate agent advised that the owners will only go ahead if we use their recommended conveyancers as they need an ‘expedited deal’. My instinct tells me that we should use a high street solicitor used to conveyancing in North Finchley
It is improbable the sellers are driving this. If they desire ‘a quick sale', alienating a serious purchaser is going to damage their objectives. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you intend to appoint your own,trusted North Finchley conveyancing solicitors - not the ones that will provide their negotiator at the agency a commission or achieve conveyancing thresholds pre-set by HQ.
Estate agents have just been given the go-ahead to market my 2 bed flat in North Finchley. Conveyancing lawyers have not yet been instructed, however I have just received a half-yearly service charge invoice – should I leave it to the buyer to sort out?
It best that you clear the invoice as normal given that all rents and service payments should be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I have given up negotiating a lease extension in North Finchley. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Absolutely. We are happy to put you in touch with a North Finchley conveyancing firm who can help.
An example of a Lease Extension case for a North Finchley premises is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The number of years remaining on the existing lease(s) was 76 years.
Do I have to have a meeting at the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in North Finchley as it will be easier to pop in to their offices if necessary.
Most conveyancing panel lawyers for the bank undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in North Finchley. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.