I have given 8 weeks notice to my current landlord and have to leave my let out property in Whetstone by 18/11/2025. Conveyancing on my purchase is progressing. Can I complete in 4 weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to serve notice on a rental unless exchange of contracts has taken place. If you have not previously done so, speak to your lawyer and request that they cajole the owners side, try to an agreed time frame that everyone will look to achieve
In what way does my ID and proof of funds have anything to do with my conveyancing in Whetstone? What am I being asked for?
You are right in these requests have nothing to do with conveyancing in Whetstone. Nowadays you will not be able to proceed with any conveyancing deal if you have not providing proof of your identity. This usually takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are providing your driving licence as proof of identification it must be both the paper section and photo card part, one is not satisfactory in the absence of the other.
Proof of the origin of monies is necessary in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must have this information on record. Your Whetstone conveyancing solicitor will require evidence of proof of funds prior to accepting any monies from you into their client account and they may also ask additional queries regarding the origin of monies.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Whetstone conveyancer on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Planning on purchasing a maisonette in Whetstone. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Whetstone conveyancing practitioner is on the Leeds Building Society conveyancing panel.
Skipton have agreed my mortgage in principle, my bid on a flat in Whetstone has been agreed to, what are the next steps?
Your property agent will need to know who your solicitors are (be sure the conveyancers are on the bank’s approved list). Call up Skipton or your broker and complete any appropriate paperwork. Skipton will instruct a valuer who will get in contact with the selling agent or vendor to arrange a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Skipton will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Whetstone.
I have justfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Whetstone for a purchase of a leasehold apartment 10 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Whetstone conveyancing specialists.
What makes your site different to other online quote calculators when it comes to conveyancing in Whetstone?
At this site receive an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Whetstone. Unlike many estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. Many agents and online brokers 'recommend' the firm that pays the highest kickback, not the best value conveyancing in Whetstone
22 days into buying a property in Whetstone. Conveyancing solicitor has told us the property is "Leasehold". Will this likely impact our lender’s valuation?
Whetstone conveyancing does not ordinarily involve leasehold houses. The key consideration here is the remaining lease term and the ground rent. If there are over a hundred years remaining with a peppercorn rent, it's essentially freehold, so it shouldn't impact the marketability significantly.
At the other extreme, if it's, say, fifty five years it is bound to have a material impact on the saleability, and most likely wouldn't be acceptable to the lender. The length of lease and ground rent will be set out in the lease which should be made available to your conveyancer.