We were just about to exchange contracts for a ground floor flat in Oakleigh Park. We have hit a problem. Our loan offer with The Mortgage Works runs out on 20/7/2026 but the owners are suggesting a completion date of 22/7/2026. Is it possible to prolong the mortgage offer?
The person best placed to address this question is your conveyancer who should determine whether they should be discussing with the lender, seller’s lawyers, selling agents or conceivably all parties based on what has gone on in your house move as of today.
My grandfather passed away 10 months ago and as sole heir and executor I was left the property in Oakleigh Park. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?
If you intend to refinance then Yorkshire BS will require that you use a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.
I am close to exchanging contracts on the sale of our property in Oakleigh Park and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. Any high street Oakleigh Park conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing firm as opposed to a conveyancing solicitor in Oakleigh Park. We have lived in Oakleigh Park for 4 years we know of no issue. Is it a good idea to contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am looking for a flat up to £195,000 and identified one near me in Oakleigh Park I like with amenity areas and transport links in the vicinity, the downside is that it only has 52 years unexpired on the lease. There is not much else in Oakleigh Park for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan that many years may be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
I need to instruct a conveyancing solicitor for purchase conveyancing in Oakleigh Park. I've chance upon a site which looks to be the ideal answer If it is possible to get all this stuff completed via web that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
A loan agreement from a lender for the remortgage of my 2 bedroom maisonette is due within the next few days. Can you suggest an efficient remortgage conveyancing lawyer in Oakleigh Park ?
This site is not designed to help in pursuit of the cheapest conveyancing solicitors in Oakleigh Park. Our aim is to provide excellent value conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing companies offering £99 conveyancing in Oakleigh Park.In your best case scenario, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in additional fee and still not receive the service expected.