My fiance and I are refinancing our flat in Nottinghamshire with Santander. We have a son 19 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this form unique to the Santander conveyancing panel as he never had to sign this form when we bought 3 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We are intent on selling our property in Nottinghamshire and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Nottinghamshire conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing practice as opposed to a conveyancing solicitor in Nottinghamshire. Having lived in Nottinghamshire for three years we know of no issue. Should we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
My wife and I have a semi-detached Edwardian house in Nottinghamshire. Conveyancing lawyer represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Nottinghamshire and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing practitioner who conducted the conveyancing.
I need to instruct a conveyancing solicitor for purchase conveyancing in Nottinghamshire. I happened to land on a site which appears to be the ideal answer If it is possible to get all formalities done via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Planning to sign contracts shortly on a studio apartment in Nottinghamshire. Conveyancing lawyers have said that they will have a report out to me next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Nottinghamshire should include some of the following:
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Are you allowed to have a pet in the flat? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? You should receive a copy of the lease You should be told what constitutes a Nuisance in the lease
Nottinghamshire Conveyancing for Leasehold Flats - A selection of Queries before buying
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How long is the Lease? This question is useful as a) areas may result in problems in the building as the common areas may begin to deteriorate if maintenance are not paid for b) if the leaseholders have an issue with the managing agents you will want to know about it In the main the outlay for major works tend not to be included within maintenance charges, albeit that some managing agents in Nottinghamshire obliged leaseholders to contribute towards a sinking fund created for the specific intention of establishing a fund for larger works.
If instructed can a conveyancer remove a name from the title of my home in Nottinghamshire ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer