I am helping my niece sell her house in Ollerton. Will the conveyancing solicitor order an energy performance certificate or it is for the seller to see to?
Following the abolition of Home Information Packs, EPC’s was retained a compulsory part of selling a property. An energy performance certificate must be commissioned prior to the property being marketed. This is not something that solicitors normally organise. Where you are instructing a Ollerton conveyancing practitioner they might help arrange EPC’s given their contacts with long established local accredited person
My uncle pointed out to me me that in buying a property in Ollerton there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Ollerton which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Ollerton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
After what feels like an age I have had an offer on a maisonette in Ollerton agreed to, but there is a chain. The owners have put an offer on somewhere, however it’s not yet agreed to, and have viewings of other flats in the pipeline. I have selected a local conveyancing solicitor in Ollerton. What should be my next step? When do I get the mortgage application with Kent Reliance started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of one thousand pounds, then valuation, Ollerton conveyancing search costs, etc). The first course of action is to ensure that your conveyancer is on the Kent Reliance approved list. Regarding the subsequent steps this very much depends on the circumstances of your transaction, motivation for the property and on the state of the market. During a buoyant market some purchasers will apply for a home loan with Kent Reliance and pay for the valuation and only if it was satisfactory would they pay their solicitor to proceed with searches.
Various online forums that I have visited warn that are the main cause of obstruction in Ollerton house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances in the conveyancing process. Searches are unlikely to feature in any slowing down conveyancing in Ollerton.
The deeds to our home can not be found. The lawyers who did the conveyancing in Ollerton 10 years ago have long since closed. What are my options?
In today’s world there are duplicates made of almost everything, and your lawyer will know exactly where to look for all the appropriate paperwork so you can buy or dispose of your house without a hitch. If copies can’t be found, your solicitor can arrange cover in the form of insurance or indemnities against possible claims on your premises.
Am I right to be wary by third parties that I am dealing with are recommending a factory type conveyancing firm rather than a local Ollerton conveyancing company?
As with many professional services, often recommendations from connections can be extremely useful or valuable. Yet there are lots of players in a conveyancing transaction; estate agents, financial adviser and banks may suggest solicitors to instruct. Sometimes these conveyancers might be known to one of the organisations as being good in their field, but sometimes there might be a commercial relationship behind the recommendation. You have the discretion to appoint your preferred lawyer. Don't forget that some mortgage providers operate an approved list of law firms you are obliged to use for the mortgage related work in your home move.
Last December I purchased a leasehold house in Ollerton. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Ollerton - Sample of Queries before buying
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Is anyone aware of any major works on the horizon that will increase the service charges? Best to be warned whether redecorating or some other significant cost is coming up to be shared between the leaseholders and may well materially impact the level of the maintenance costs or require a one off payment. What prohibitions are contained in the Ollerton Lease?
We have just had an offer accepted on our first house in Ollerton, and need to get solicitors appointed. I have utilised the various comparison based websites and the quotes are from all over the the UK. Is it essential to have a Ollerton solicitor local to our prospective house? I am willing to do everything over email, but I guess at some point we may be required to visit the property lawyer's office to sign papers?
On the whole there is no requirement to physically visit the office of your property lawyer, they can post any relevant papers to you, which you can sign and send back. Many buyers and sellers choose to use a locally based solicitor, but it is not essential for conveyancing in Ollerton.