We see that you have a search directory listing firms on the Virgin Money conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Parbold?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Parbold.
Have just purchased a probate house at auction in Parbold. Conveyancing is necessary. What is next?
Now that you are for all intents and purposes signed on the dotted line you should appoint a conveyancing lawyer quickly as you are facing a tight deadline in which to complete the conveyancing. An auction property will have a corresponding legal set of papers. This will include most,if not all of the paperwork that your solicitor will need. If you have purchased leasehold premises the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You need to give this to the conveyancer instructed by you ASAP. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
We are buying a victorian detached house in Parbold. The intention is to convert the garage to an office at the house.Will legal work on the property include checks to see if these alterations were previously refused?
Your conveyancer should review the deeds as conveyancing in Parbold will sometimes reveal restrictions in the title documents which prohibit categories of alterations or require the permission of a 3rd party. Many extensions require local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor before you commit yourself to a purchase.
I currently have a mortgage with Virgin Money for my property in Parbold. Conveyancing has been completed 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval prior to renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. It should not be necessary to do this via a Virgin Money conveyancing panel lawyer.
Are there restrictive covenants that are commonly identified as part of conveyancing in Parbold?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Parbold. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Parbold is the location of the property. Can you shed any light on this issue?
Flying freeholds in Parbold are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Parbold you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Parbold may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm refinancing my primary house to a buy to let mortgage with Santander and I will use the ballance of the raised equity as a down payment on further house. The neighborhood we are looking at is Parbold. Will your conveyancers be able to act for both sets of banks and tie in the two deals?
Do use our search tool on this site to ensure that the lawyers are approved by both lenders. Having checked that they are your lawyer will be able to connect the two conveyancing matters but you should have a chat with you lawyer and make apparent your desired outcome and requirements.
I am purchasing a house with all finances in place. My lawyer has been given with two distinct forms of photo ID, bank statement, numerous utility bills. Now he wants a copy from a probate lawyer advising that the funds are in place and that it has come from inheritance and not selling fake watches.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Parbold conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.