I am considering applying for a Leeds Building Society mortgage for purchase of a newly converted (under development) in Chorley and Eccleston with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Leeds Building Society ?
In theory, you could use a solicitor that is not on the Leeds Building Society conveyancing panel, but Leeds Building Society would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Have just purchased a probate house at auction in Chorley and Eccleston. Conveyancing is necessary. What happens now?
Having for in every practical sense signed on the dotted line you must instruct a conveyancing lawyer quickly as you will have a fast approaching deadline in which to complete the conveyancing. All auction property should have a bespoke legal set of papers. This should include evidence of title and search results. Where you are dealing with leasehold property the legal pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You need to pass this on to the solicitor working for you as soon as possible. Do make sure that your finances are in place to complete on the on the contractual date .
Completion of my remortgage has taken place for my property in Chorley and Eccleston. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Intending to buy a maisonette in Chorley and Eccleston. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chorley and Eccleston conveyancing practitioner is on the Nationwide conveyancing panel.
We are close to exchanging contracts on the sale of our property in Chorley and Eccleston and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing firm rather than a conveyancing solicitor in Chorley and Eccleston. We have lived in Chorley and Eccleston for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Chorley and Eccleston for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is in my name in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chorley and Eccleston conveyancing specialists.
I have been on the look out for a ground for flat up to £195,000 and found one near me in Chorley and Eccleston I like with a park and railway links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Chorley and Eccleston suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan that many years will be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
There are a number of conveyancers listed on your site but can you recommend a good solicitor to do the purchase of a maisonette in Chorley and Eccleston. We are hoping to purchase the flat for £165000 with a mortgage from Co-operative. We reside in Chorley and Eccleston but dont require the solicitors to be based in Chorley and Eccleston.
The purpose of this site is limited to being a directory service for lawyers who want to be listed as being on the approved conveyancing panel for Co-operative in certain locations for instance Chorley and Eccleston . Our intention is not to recommend any particular conveyancer.