We note that you have a post code search directory listing firms on the Lloyds conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Chorley and Eccleston?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chorley and Eccleston.
My aunt passed away last year and as sole heir and executor I was left the property in Chorley and Eccleston. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Principality will insist on your using a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
We are downsizing from our property in Chorley and Eccleston and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Chorley and Eccleston conveyancer would know that there is no such problem. It does beg the question why the buyers instructed an internet conveyancing practice rather than a conveyancing solicitor in Chorley and Eccleston. Having lived in Chorley and Eccleston for 4 years we know that this is a non issue. Is it a good idea to contact our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I'm purchasing a new build house in Chorley and Eccleston benefiting from help to buy. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not disclose to my lawyer about this extras as it may affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Chorley and Eccleston is where the house is located. Is there any advice you can impart?
Flying freeholds in Chorley and Eccleston are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chorley and Eccleston you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chorley and Eccleston may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking to sell my property. My past lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Chorley and Eccleston if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Chorley and Eccleston. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.