My wife and I swapping mortgage lender for our apartment in Chorley and Eccleston with Aldermore. We have a son 19 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have a couple of concerns (1) Is this document specific to the Aldermore conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) Does our son by signing this extinguish his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Aldermore. This is solely used to protect Aldermore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Aldermore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We wanted to use a property lawyer in Chorley and Eccleston for our home move. Our financial adviser has since notified us that our bank Alliance & Leicester won't deal with them. Why is this not regarded as unfair competition?
A lender will insist on a panel conveyancer act for it. You would be expected to meet the cost of this. Try using our tool to locate a solicitor to carry conveyancing in Chorley and Eccleston on the Alliance & Leicester conveyancing panel.
We are purchasing a 3 bedroom semi in Chorley and Eccleston. The intention is to an extension at the rear at the house.Will the conveyancing process include enquiries to see if these alterations were previously refused?
Your solicitor will review the registered title as conveyancing in Chorley and Eccleston can sometimes reveal restrictions in the title deeds which prevent certain changes or necessitated the permission of another owner. Some works call for local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these issues with a surveyor prior to committing yourself to a purchase.
My wife and I have organised the release of further monies on our mortgage from Kent Reliance as we wish to conduct renovations to our home in Chorley and Eccleston. Are we obliged to appoint a nearby Chorley and Eccleston solicitor on the Kent Reliance conveyancing panel to deal with the legals?
Kent Reliance would not normally instruct firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
I have paid off my mortgage with Skipton. I assume I don't need a Chorley and Eccleston property lawyer on the Skipton panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
About to purchase a new build apartment in Chorley and Eccleston. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Chorley and Eccleston
-
Please confirm the Lease plans are architect prepared. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
What makes your site different to alternative web based conveyancing brokers for conveyancing in Chorley and Eccleston?
At this site receive a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Chorley and Eccleston. Unlike many estate agents and many comparison sites we are not in the business of charging firms a fee if you select them for your property ownership legalities in Chorley and Eccleston
As co-executor for the estate of my aunt I am disposing of a house in Newport but reside in Chorley and Eccleston. My solicitor (who is 300 miles awayneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Chorley and Eccleston to witness and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Chorley and Eccleston based