I am about to exchange buying a house in Stamford Bridge but as a result of damage from the recent storms I have was able negotiate compensation from the seller of six thousand pounds taking the form of a reduction in the price. This was going to be addressed as part of amending the contract however Nottingham are not allowing this. Why were they notified?
Any conveyancer being on the Nottingham approved list is duty bound to disclose to Nottingham of any variations to the sale price. If you prohibit your solicitor to notify the reduction to Nottingham then they would have to discontinue acting for you. In addition, Nottingham and you would have to appoint a new property lawyer for your conveyancing in Stamford Bridge.
A relative advised me that in buying a property in Stamford Bridge there could be various restrictions preventing external changes to the property. Is this right?
We are aware of a number of properties in Stamford Bridge which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Stamford Bridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with UBS. I assume I don't need a Stamford Bridge conveyancing practitioner on the UBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Stamford Bridge bank branch on various occasions and was told they are content with the situation and they will lend. My Stamford Bridge conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
As long as the lawyer is on the mortgage company approved list, they must follow the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I used Arc property Solicitors several years ago for my conveyancing in Stamford Bridge. I now require my file however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stamford Bridge of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build apartment in Stamford Bridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Stamford Bridge
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There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
I am looking into buying my first house which is in Stamford Bridge and I am already nervous. I couldn't find anything specific about Stamford Bridge. Conveyancing will be needed in due course but do you know about the Stamford Bridge area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Stamford Bridge. In the meantime here are some basic statistics that we found
Do I stop the direct debit for my mortgage with Nationwide as soon as a completion date for my sale in Stamford Bridge has been set?
You would be well advised to maintain paying any mortgage sums to Nationwide pending the mortgage being redeemed out of the proceeds of sale as part of your Stamford Bridge conveyancing.