I am obtaining a mortgage with Nat West. I would like to employ the services of a Licensed Conveyancer in Radford. Does the Nat West Solicitor panel include Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My Radford conveyancer has uncovered a discrepancy between the information in the home valuation report and what is revealed within the legal papers for the property. My lawyer says that he needs to ensure that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance correct?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
A relative recommended that if I am purchasing in Radford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Radford conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Radford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information regarding Radford.
Are there restrictive covenants that are commonly identified as part of conveyancing in Radford?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Radford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been sourcing a conveyancing solicitor in Radford for my sale. Is there any facility to review a firm’s complaints history with the legal regulator?
Anyone can find published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.
Would local authority permission be necessary to split a house into multiple appartments in Radford? This has occurred to a house adjacent to a relative in Radford and was ignorant of the conversion until it was done.
Planning Consent yes. Building Reg Approval yes.