We note that you have a post code search directory identifying firms on the HSBC conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Rainford?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Rainford.
I had intended to instruct a property lawyer in Rainford for our house purchase. Our broker has since notified us that our bank Bank of Scotland won't deal with them. Why is this not regarded as unduly restrictive?
A bank can insist on an approved solicitor act for it. Borrowers are liable to bear the charges for this. Try using our directory service to select a solicitor to carry conveyancing in Rainford on the Bank of Scotland approved list of solicitors.
I'm buying my first flat in Rainford benefiting from help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not disclose to my solicitor about the side-deal as it could jeopardize my mortgage with Virgin Money. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the will of my grandmother I am selling a house in Cardiff but live in Rainford. My conveyancer (based 235 kilometers from merequires that I execute a stat dec prior to completion. Can you recommend a conveyancing practitioner in Rainford who can witness this legal document for me?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are located in Rainford
What are your top tips when it comes to appointing a Rainford conveyancing practice to carry out our lease extension conveyancing?
When appointing a property lawyer for lease extension works (regardless if they are a Rainford conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We advise that you speak with several firms including non Rainford conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be useful:
-
Can they put you in touch with clients in Rainford who can give a testimonial? How experienced is the firm with lease extension legislation?
I acquired a studio flat in Rainford, conveyancing was carried out in 2003. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Rainford with an extended lease are worth £222,000. The ground rent is £50 invoiced every year. The lease runs out on 21st October 2095
You have 70 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 as well as legals.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.
Estate agents have just been given the go-ahead to market my basement flat in Rainford.Conveyancing has not commenced however I have just received a half-yearly maintenance charge invoice – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should clear the invoice as normal given that all rents and service payments will be apportionedon completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially