We were about to retain a conveyancing solicitor in Rainford listed on your site but stumbled across alternative quotes via the web appear cheaper – why is this?
There are many firms of conveyancing outfits marketing what appear to be the cheapest conveyancing in Rainford. You should give due consideration about how much you respect your own move to want to be penny wise pound foolish over the quality of the legal work. Some embed fees well inside the terms and conditions. The solicitors that we list for conveyancing in Rainford will notdo this.
Please help. My Rainford lawyer is informing me me that he is legally obliged toapply for Rainford conveyancing searches asthe firm are on the Lloydsconveyancing panel. Is my conveyancer correct?
You have limited options available to you. As you are obtaining a mortgage with a lender your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Rainford conveyancing searches.
I purchased a freehold property in Rainford yet invoiced for rent, why is this and what is this?
It’s unusual for properties in Rainford and has limited impact for conveyancing in Rainford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
Me and my brother have a terraced Victorian house in Rainford. Conveyancing solicitor represented me and Virgin Money. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rainford and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing lawyer who conducted the purchase.
Just had an offer accepted on a new build apartment in Rainford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Rainford
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants.
I'm refinancing my existing house to a buy to let mortgage with Santander and I will use the ballance of the raised equity as a down payment on a second property. The location we are interested in is Rainford. Will your conveyancers be able to act for both sets of mortgage companies and tie in the two deals?
Make use of our search tool on this page to ensure that the lawyers are on the appropriate lender panels. Having checked that they are your conveyancer should be able to connect the two conveyancing matters but you should have a chat with you conveyancer and make apparent your desired outcome and requirements.