Finally the sale completed on my house in Whiston last June yet the purchaser is e-mailing every few hours to say her conveyancer needs to hear from myconveyancer. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer should forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where relevant, your lawyer must also confirm that the legal charge in favour of the lender has been discharged to the buyers solicitors. There is unlikely to be post completion tasks specific conveyancing in Whiston.
I have Fifty Six years remaining on my lease and require a lease extension for my apartment in Whiston. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 5/5/2025 the requirements read as follows :
How does conveyancing in Whiston differ for newly converted properties?
Most buyers of new build or newly converted property in Whiston approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Whiston usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Whiston or who has acted in the same development.
Hoping to buy a property located in Whiston and I am already nervous. I couldn't find anything specific about Whiston. Conveyancing will be needed in due course but do you know about the Whiston area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Whiston. In the meantime here are some basic statistics that we found
I am on look out for some leasehold conveyancing in Whiston. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.
Assuming the lease is registered - and almost all are in Whiston - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Whiston Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing
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Does the lease contain onerous restrictions? Many Whiston leasehold properties will have a service bill for the upkeep of the building invoiced by the landlord. If you buy the apartment you will have to meet this liability, normally quarterly accross the year. This may differ from several hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a rentcharge for you to pay yearly, this is usually not a significant sum, say approximately £25-£75 but you need to enquire as sometimes it can be prohibitively expensive. Best to be warned whether redecorating or some other significant cost is anticipated that will be shared by the leasehold owners and will dramatically impact the level of the service charges or necessitate a specific invoice.
My brother mentioned that when selecting a conveyancing solicitors they need approved by your lender. This is my first home move but I have an offer in principle with Nat West Bank and I already have a local conveyancing solicitor in Whiston at the ready. Does Nat West Bank insist on an approved conveyancer to be instructed? If so, where can I find that list for my conveyancing in Whiston?
You need to instruct a solicitor that is on the Nat West Bank panel. Just call your preferred Whiston conveyancing solicitor to check if they are on the Nat West Bank panel. If they are not on the panel you have a couple of alternatives open to you here:
- Carry on with your existing Whiston property lawyer but Nat West Bank will need to use a property lawyer from their approved list. The net result is additional cost and likely interruption.
- Choose a new property lawyer to conduct the conveyancing, obviously checking they are on the Nat West Bank conveyancing panel.
- Convince your lawyer to pull out all the stops to get accepted on the Nat West Bank conveyancing panel.