We were just about to sign contracts for a freehold house in St Helens. We encountered a problem. Our mortgage offer with TSB runs out on 31/10/2025 but the owners are insisting on a completion date of 4/11/2025. Can one prolong the loan offer?
The best person to deal with your concern is your lawyer who is in a position to assess if they should be discussing with the lender, owner’s representatives, estate agents or conceivably all three taking into account what has gone on in your transaction to date.
I bought my flat on 7 August and my personal details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in St Helens said it will be dealt with in a couple of weeks. Are properties in St Helens particularly slow to register?
As far as conveyancing in St Helens is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timescales can differ subject to the party submitting the application, whether it is in order and if the Land registry have to notify any interested parties. Currently approximately three quarters of submission are fully dealt with within two weeks but occasionally there can be protracted hold-ups. Historically registration is effected once the buyer is living at the premises so post completion formalities is not typically top priority but if it is urgent that the the registration takes place urgently then you or your conveyancer should contact the land registry and explain the circumstances.
The estate agent has sent us the confirmation of our purchase of a new build apartment in St Helens. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in St Helens
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I am selling my property. My former lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in St Helens if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in St Helens. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
We expect to complete our sale of a £225,000 garden flat in St Helens in seven days. The landlords agents has quoted £420 for Landlord’s certificate, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in St Helens?
For most leasehold sales in St Helens conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Addressing pre-exchange enquiries
Where consent is required before sale in St Helens
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I acquired a split level flat in St Helens, conveyancing formalities finalised 9 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in St Helens with over 90 years remaining are worth £190,000. The ground rent is £45 levied per year. The lease comes to an end on 21st October 2087
With just 62 years remaining on your lease the likely cost is going to span between £17,100 and £19,800 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.
My mother purchased her house in St Helens Six years past. She has been married, divorced and in recent months got remarried. She now wishes to dispose of the St Helens property. I think she will simply be need to supply copies of the marriage papers to the lawyer but she is anxious it will frustrate the conveyancing. Is it worth updating the title information for the property?
It is not absolutely necessary to bring up to date the title for the property as long as you have the proof required to demonstrate how the name change occurred.
Any buyer’s solicitor should check the land registry entries and ask for evidence to prove the change of name for instance marriage certificates.