I am acquiring a maisonette in Redruth. My Solicitor has never been on on the lender approved panel. Am I still permitted to use my Redruth conveyancing solicitor even though they are excluded from the mortgage company approved list?
You have a couple of alternatives open to you here
- Complete the deal with your preferred Redruth conveyancing practitioner but your mortgage company will undoubtedly retain a property lawyer from their approved panel. This will result in additional charges and potential interruption.
- Appoint a new conveyancer to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Convince your solicitor to seek to join the mortgage company panel
I am need of leasehold conveyancing for a flat in a fairly new development (seven years old) in Redruth. 95% of the flats are already sold. Is it really necessary to order conveyancing searches for my conveyancing in Redruth?
A big part of the Redruth conveyancing process is the conveyancing searches. There are hundreds search providers delivering Redruth conveyancing searches, as well straight from the local authority. These are generally termed personal search companies and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authoritative source.
I used Action Conveyancing several years ago for my conveyancing in Redruth. Now, I need the documents however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Redruth of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Redruth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Redruth
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Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I opted to have a survey done on a house in Redruth ahead of appointing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend refuse to grant a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Redruth. Conveyancing may be slightly more expensive based on your lender's requirements.
My parents are having problems in finding their Redruth land registry title on the site. They recall that back in the 70’s when they acquired the house there were complications regarding Redruth not being recognised in some systems.
The vast majority of premises in Redruth should appear. Have you endevoured to search to just the postcode. Usually it should identify all the residences inside that postcode. Where recorded it will show up with a title number. If they bought fifty years ago it's conceivable it may be unrecorded. The address could still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title deeds which could be with your parent’s lender.